Richland County property record for 200 Charing Cross Rd, Irmo, SC 29063 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,186 sqft Heated Area |
| Lot Size | 20,531 sqft (0.471 acres) |
| Garage | 558 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,149.00 (2025) |
Source: Richland County records · APN 04006-05-01
Assessment roll updated July 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 CHARING CROSS RD, IRMO, SC 29063-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2013 |
| Transfer Doc | 0018442073 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 200 CHARING CROSS RD, IRMO, SC 29063-2328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 200 CHARING CROSS RD, IRMO, SC 29063-2328 |
| Document Number | 0030700898 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 3070/898 |
| Instrument | 2025052192 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 200 CHARING CROSS RD, IRMO, SC 29063-2328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028110224 |
|---|---|
| Date | Jan 25, 2023 |
| Book Page | 2811/224 |
| Instrument | 2023003372 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Irmo Town |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,149.00 (+26.26%) Homeowner's exemption | $163,000 (-) | $259,000 (-) Land $28,000 Building $231,000 |
| 2024 | $163,000 (+2,775.79%) | $259,000 (+82.78%) Land $28,000 Building $231,000 | |
| 2023 | $910.00 (-1.62%) | $5,668 (+0.14%) | $141,700 (-6.41%) |
| 2021 | $925.00 | $5,660 | $151,400 Land $22,400 Building $129,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 7% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04006-05-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,186 sqft Heated Area |
| Gross Area | 2,868 sqft Gross Area |
| 1st Floor | 2,186 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,531 sqft (0.471 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 558 sqft Garage |
| Porch Area | 124 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00049860 |
|---|---|
| Street Address | 200 CHARING CROSS RD |
| City | IRMO |
| State | SC |
| Zip | 29063-2328 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK D 115X164.1X144.7X95X21.2 #SU FRIARSGATE #PR X-1775 RB1045-5438 |
| Legal Subdivision | OLD FRIARSGATE |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | DUTCH FORK |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 10305 |
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