200 Chambers St, Unit 6, El Cajon, CA 92020 Property Records

San Diego County property record for 200 Chambers St, Unit 6, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 925 sqft · built 1985
Lot Size	1.72 acres (75,352 sqft)
Owner	Individual Name on Record
Last Sale	$381,000 (Aug 2022)
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`487-160-16-38`

Property Details

APN / Parcel Number

Primary APN	`487-160-16-38`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	75,352 sqft

Location & Zoning

Street Address	200 CHAMBERS ST, 6
City	EL CAJON
State	CA
Zip	92020-3374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 6 PER DOC05-1093817&UND INT IN BLDG B IN TR 015136
Legal Subdivision	LAS BRISAS
Legal Tract	015136
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 CHAMBERS ST, 6, EL CAJON, CA 92020-3374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 19, 2022	Grant Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	2022336369
Prior Transfer Date	Jan 5, 2006
Prior Transfer Doc	0000642577
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	200 CHAMBERS ST UNIT 6, 6, EL CAJON, CA 92020-3374
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHAMBERS ST 6, 6, EL CAJON, CA 92020-3374

Mortgage

Document Number	0000044816
Date	Feb 18, 2026
Instrument	2026-0044816

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	200 CHAMBERS ST UNIT 6, 6, EL CAJON, CA 92020-3374
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHAMBERS ST, EL CAJON, CA 92020-3336

Mortgage

Document Number	0000085276
Date	Apr 5, 2024
Instrument	2024-0085276

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2022
Property Address	200 CHAMBERS ST UNIT 6, 6, EL CAJON, CA 92020-3374
Document Number	0000336369
Map Reference	DOC 2005-1093817
Instrument Date	Jul 29, 2022
Instrument	2022-0336369
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 CHAMBERS ST UNIT 6, 6, EL CAJON, CA 92020-3374

Mortgage

Document Number	0000336370
Date	Aug 19, 2022
Instrument	2022-0336370

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,319 (+2%) Land $253,623 Building $150,696
2025	$2,631.00 (+4.24%)	$396,392 (+7.42%) Land $248,650 Building $147,742
2023	$2,524.00 (+73%)	$369,000 Land $231,000 Building $138,000
2022	$1,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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