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200 Chambers St, Unit 20, El Cajon, CA 92020 Property Records

San Diego County property record for 200 Chambers St, Unit 20, El Cajon, CA 92020

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 925 sqft · built 1985
Lot Size1.72 acres (75,352 sqft)
OwnerIndividual Name on Record
Last Sale$286,500 (Dec 2005)
Tax Bill$4,543 (2025)
Deeds & MortgagesNov 2017 Loan Modification
Flood ZoneZone X (moderate risk)
APN487-160-16-52

Property Details

APN / Parcel Number

Primary APN487-160-16-52

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area925 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment
Lot Area75,352 sqft

Location & Zoning

Street Address200 CHAMBERS ST, 20
CityEL CAJON
StateCA
Zip92020-3375
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-2200
Legal DescriptionLOT 1 US 20PER DOC05-1093817&UND INT IN BLDG B IN TR 015136
Legal SubdivisionLAS BRISAS
Legal Tract015136
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract16202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address200 CHAMBERS ST, 20, EL CAJON, CA 92020-3375
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2005 · Amount on Record
Deed SaleDec 28, 2005 · Amount on Record
Deed Document Number20051110296
Record UpdatedOct 29, 2026

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address200 CHAMBERS ST UNIT 20, 20, EL CAJON, CA 92020-3375
Document Number0000573580
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 CHAMBERS ST #20 EL CAJON CA 920203375, 20, EL CAJON, CA 92020-3375

Mortgage

Document Number0000573580
DateDec 11, 2017
Instrument573580
Lender
NameOCWEN LN SERVICING
TypeFunding / Finance Company
AddressWEST PALM BEACH, FL 33407
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueDec 10, 2057
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$399,180 (+2%) Land $217,988 Building $181,192
2025$4,543.00 (+14.75%) Homeowner's exemption$391,354 (+16.82%) Land $213,714 Building $177,640
2023$3,959.00 (+6.03%) Homeowner's exemption$335,000 Land $171,000 Building $164,000
2022$3,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies47 units insured
incl. 46 condo units
Nearby Flood Claims14 (1980–2006)
Most Recent ClaimMar 2006
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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