Black Hawk County property record for 200 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,337 sqft · built 1938 |
| Lot Size | 0.12 acres (5,207 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-107-001 |
| Primary APN | 8913-35-107-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Attic | Attic |
| Attic Area | 367 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 350 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,207 sqft (0.12 acres) |
| Lot Dimensions | 127 ft deep x 41 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 200 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN HALL ADDITION LOT 1 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | BROWN HALL ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-107-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 200 BERTCH AVE, WATERLOO, IA 50702-3613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Feb 09, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 07, 2017 |
| Transfer Doc | 0000014249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 200 BERTCH AVE, WATERLOO, IA 50702-3613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY |
| Name | Verified Name |
|---|
| Document Number | 201700014931 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 2017-00014931 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Mar 05, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 09, 2017 |
| Property Address | 200 BERTCH AVE, WATERLOO, IA 50702-3613 |
| Document Number | 201700014249 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 2017-00014249 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 BERTCH AVE, WATERLOO, IA 50702-3613 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 Homeowner's exemption | $122,620 (+7.26%) Land $12,930 Building $109,690 | $122,620 (+7.26%) Land $12,930 Building $109,690 |
| 2024 | $1,778.00 (+5.58%) | ||
| 2023 | $114,320 (+28.55%) Land $12,930 Building $101,390 | $114,320 (+28.55%) Land $12,930 Building $101,390 | |
| 2022 | $1,684.00 Homeowner's exemption | $88,930 Land $12,930 Building $76,000 | |
| 2021 | $88,930 Land $12,930 Building $76,000 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010, other causes, Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Waterloo Telecommunications Utility | Fiber | 10,000 / 10,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: LTD Broadband, Verizon, AMG Technology Investment Group, T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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