200 Beargrass Cir, Whitefish, MT 59937 Property Records

Flathead County property record for 200 Beargrass Cir, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,995 sqft · built 2020
Lot Size	2.24 acres (97,879 sqft)
Owner	2 Individual Names on Record
Tax Bill	$31,980 (2026)
Deeds & Mortgages	Oct 2021 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0742416`

Property Details

APN / Parcel Number

Primary APN	`R0742416`
Alternative APNs	`07-4292-13-1-10-30-0000` `0000004040`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,995 sqft Living Area
1st Floor Area	1,965 sqft
2nd Floor Area	2,030 sqft
Basement Area	489 sqft
Finished Basement	489 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,879 sqft (2.24 acres)
Terrain	Above Road/Slope
Porch	Slab
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004040
Street Address	200 N BEARGRASS CIR
City	WHITEFISH
State	MT
Zip	59937-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRON HORSE PH 4, S13, T31 N, R22 W, LOT 204
Legal Range	22W
Legal Township	31N
Legal Section	13
Legal Subdivision	IRON HORSE PH 4
Legal Lot Number	204
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2022
Census Tract	302

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 N BEARGRASS CIR, WHITEFISH, MT 59937-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WHITEFISH CU
Dec 24, 2019	Warranty Deed, Construction Loan · Construction Mortgage VALLEY BANK OF KALISPELL
Oct 29, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021
Deed Sale	Oct 4, 2021
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	202135424
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 4, 2021
Property Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172
Document Number	202100035424
Instrument Date	Sep 28, 2021
Instrument	202100035424
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 19, 2021
Property Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172
Document Number	202100009416
Instrument Date	Mar 19, 2021
Instrument	202100009416
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7040 E 13TH STREET #422 # 422, 422, WHITEFISH, MT 59937

Mortgage

Document Number	202100009417
Date	Mar 19, 2021
Instrument	202100009417

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.02%
Max Rate At Change	5.02%
Index	5-Year CMT
Max Rate	8.02%

December 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 24, 2019
Property Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172
Document Number	201900033688
Instrument Date	Sep 9, 2019
Instrument	201900033688
Transaction Type	Construction Loan
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 12TH ST # ST900, 555, OAKLAND, CA 94607-4046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172

Mortgage

Document Number	201900033689
Date	Dec 24, 2019
Instrument	201900033689

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2020

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Oct 29, 2018
Property Address	200 BEARGRASS CIR, WHITEFISH, MT 59937-8172
Document Number	201800026556
Instrument Date	Oct 19, 2018
Instrument	201800026556
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 12TH ST STE 900, 900, OAKLAND, CA 94607-3637

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,980.00 (+1.55%)	$4,562,852 (-)
2025	$31,491.00 (+7.45%)	$4,562,852 (+26.2%)	$4,562,852 (+26.2%) Land $682,212 Building $3,880,640
2023	$29,307.00	$3,615,500	$3,615,500 Land $513,206 Building $3,102,294

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 58% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRON HORSE HOMEOWNERS ASSOC private · serves 335 people · EPA ID MT0004052
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CITY OF WHITEFISH
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Vero Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beargrass Cir

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