200 Bainbridge Cir, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 200 Bainbridge Cir, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,090 (Apr 2002)
Tax Bill	$1,743 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4386-20-80-6310`

Property Details

APN / Parcel Number

Primary APN	`4386-20-80-6310`
Alternative APNs	`80-4386-20-80-6310` `80000962` `000962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Neighborhood
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80000962
Street Address	200 BAINBRIDGE CIR
City	READING
State	PA
Zip	19608-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEVERLY HEIGHTS
Legal Block	80
Legal Lot Number	61
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	4
Census Block	4006
Census Tract	10803

Owner

Source: Berks County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 BAINBRIDGE CIR, READING, PA 19608-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 3, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
May 3, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2002 · Amount on Record
Deed Sale	Apr 5, 2002 · Amount on Record
Deed Document Number	200221937
Deed Book / Page	3509 / 1008
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	200 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1772
Document Number	0000007793
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BAINBRIDGE CIR READING PA 196081772, READING, PA 19608-1772

Mortgage

Document Number	0000007793
Date	Mar 3, 2020
Instrument	7793

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	200 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1772
Document Number	0000008515
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BAINBRIDGE CIR READING PA 196081772, READING, PA 19608-1772

Mortgage

Document Number	0000008515
Date	Mar 9, 2020
Instrument	8515

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate	3.87%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	200 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1772
Document Number	0000020956
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BAINBRIDGE CIR READING PA 196081772, READING, PA 19608-1772

Mortgage

Document Number	0000020956
Date	Jun 12, 2017
Instrument	20956

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	200 BAINBRIDGE CIR, SINKING SPRING, PA 19608-1772
Document Number	0000020214
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 BAINBRIDGE CIR READING PA 196081772, READING, PA 19608-1772

Mortgage

Document Number	0000020214
Date	Jun 6, 2017
Instrument	20214

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,743.00 (+12.82%) Homeowner's exemption	$87,900 (-) Land $19,500 Building $68,400	$19,500 (-77.82%) Land $19,500
2024	$1,545.00	$87,900 Land $19,500 Building $68,400
1994			$87,900 Land $19,500 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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