200 Ava Dr, Richmond, KY 40475 Property Records

Madison County property record for 200 Ava Dr, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	6.75 acres (294,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (May 2025)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Feb 2017 Mortgage May 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0056-0000-0032-D`

Property Details

APN / Parcel Number

Primary APN	`0056-0000-0032-D`
Alternative APNs	`120268` `83273` `62134`

Exterior

Lot Area	294,030 sqft (6.75 acres)

Location & Zoning

Account Number	62134
Street Address	200 AVA DR
City	RICHMOND
State	KY
Zip	40475-7859
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	WILLOW RIDGE TRACT B
Legal Subdivision	WILLOW RIDGE
Legal Tract	B
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10903

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 AVA DR, RICHMOND, KY 40475-7859
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
May 12, 2017	Deed of Trust, Mortgage KENTUCKY BANK
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 5, 2009	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
May 7, 2025	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS AND LOAN CO OF KENTON
Dec 3, 2019	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	202514259260
Deed Book / Page	867 / 266
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	D00781/771
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1727/443
Date	Feb 13, 2017
Book Page	M1727/443
Instrument	954282

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 12, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01742/103
Date	May 12, 2017
Book Page	M01742/103
Instrument	2013958548

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M01964/17
Date	Jul 31, 2020
Book Page	M01964/17
Instrument	2014017183

Lender

Name	PNC BANK NA
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1316/131
Date	Oct 5, 2009
Book Page	M1316/131
Instrument	433787

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Sep 10, 2010

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 7, 2025
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Document Number	00D867/266
Book / Page	D867 / 266
Instrument Date	May 6, 2025
Instrument	2014259260
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5082 STALLION DR, RICHMOND, KY 40475-8099

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	200 AVA DR, RICHMOND, KY 40475-7859
Investor	Possibly a Property Investor

Mortgage

Document Number	2014259261
Date	May 7, 2025
Instrument	2014259261

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year CMT
Margin	3
Max Rate	13.5%

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 3, 2019
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Document Number	D00781/771
Book / Page	D00781 / 771
Instrument Date	Nov 25, 2019
Instrument	2014003249
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 CRUTCHER PIKE, RICHMOND, KY 40475-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 AVA DR, RICHMOND, KY 40475-7859

Mortgage

Document Number	2014003250
Date	Dec 3, 2019
Instrument	2014003250

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 1, 2017
Property Address	200 AVA DR, RICHMOND, KY 40475-7859
Document Number	D00748/245
Book / Page	D00748 / 245
Map Reference	MB10 PG75
Instrument Date	Aug 1, 2017
Instrument	2013962493
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2999 LEXINGTON RD, RICHMOND, KY 40475-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 AVA DR, RICHMOND, KY 40475-7859

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (-2.79%)	$550,000 (-)	$550,000 (-)
2023	$5,335.00	$550,000	$550,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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