200 Almer Dr, Caro, MI 48723 Property Records

Tuscola County property record for 200 Almer Dr, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,152 sqft · built 1991
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-035-101-3900-00`

Property Details

APN / Parcel Number

Primary APN	`002-035-101-3900-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,152 sqft Building Perimeter
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Lot Area	29,185 sqft (0.67 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	200 ALMER DR
City	CARO
State	MI
Zip	48723-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALM-35-26A SEC 35 T13N R9E COM AT PT THAT IS 602.4 FT N 45 DEG E ALG CL OF M-81 AND 548 FT S 47 DEG 26' E OF INTERS OF W LN OF NE 1/4 OF SW 1/4 AND C L OFM-81, TH S 45 DEG W 293.55 FT, S 45 DEG E 99 FT, N 45 DEG E 289.95 FT, N 47 DEG 26' W 99 FT TO P
Legal Range	09E
Legal Township	13N
Legal Section	35
Jurisdiction	TUSCOLA MI
Township / Civil Division	ALMER
Census Block Group	1
Census Block	1033
Census Tract	500

Owner

Source: Tuscola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 ALMER DR, CARO, MI 48723-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 30, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Recording Date	Jun 4, 2026
Property Address	200 ALMER DR, CARO, MI 48723-1239
Document Number	1601000093
Book / Page	1601 / 93
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	200 ALMER DR, CARO, MI 48723-1239

Mortgage

Document Number	1601000093,
Date	Jun 4, 2026
Book Page	1601/93

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.46%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	200 ALMER DR, CARO, MI 48723-1239
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 ALMER DR, CARO, MI 48723-1239

Mortgage

Document Number	, 0014741294
Date	Apr 8, 2021
Book Page	1474/1294

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	200 ALMER DR, CARO, MI 48723-1239
Document Number	0014450733
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 ALMER DR CARO MI 487231239, CARO, MI 48723-1239

Mortgage

Document Number	0014450733
Date	Apr 27, 2020
Book Page	001445/000733

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	200 ALMER DR, CARO, MI 48723-1239
Document Number	0014290850
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	200 ALMER DR CARO MI 487231239, CARO, MI 48723-1239

Mortgage

Document Number	0014290850
Date	Aug 26, 2019
Book Page	001429/000850

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Almer Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,200 (+11.08%)	$178,400 (+11.08%)
2025	$2,065.00 (+34.79%) Homeowner's exemption	$80,300 (+9.85%)	$160,600 (+9.85%)
2023		$73,100	$146,200
2020	$1,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Air Advantage, T-Mobile, TEC Fiber.

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