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200 7th St, Mexico Beach (Port Saint Joe), FL 32456 Property Records

Bay County property record for 200 7th St, Mexico Beach, FL 32456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,238 sqft · built 1992
Lot Size0.385 acres (16,770 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Oct 2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04915-020-000

Property Details

APN / Parcel Number

Primary APN04915-020-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,238 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,878 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area16,770 sqft (0.385 acres)
Lot Dimensions112 ft deep x 150 ft wide
Garage TypeAttached
Garage Area546 sqft
DrivewayDriveway
Driveway Area2,160 sqft
PorchFlorida Room
Porch Area472 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address200 7TH ST
CityMEXICO BEACH
StateFL
Zip32456-7004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMB02
Legal DescriptionMEXICO BEACH U-12 236A2 LOTS 11,12 BLK 9 ORB 433 P 89 ORB 1088 P 266
Legal Range12W
Legal Township06S
Legal Section25
Legal SubdivisionMEXICO BEACH
Legal Block9
Legal Lot Number11,12
JurisdictionBAY FL
Township / Civil DivisionMEXICO BEACH
Census Block Group1
Census Block1073
Census Tract600

Owner

200 7th St is owned and occupied by two individuals who bought it in October 2026.

Source: Bay County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address607 RAINEY RD, TEMPLE, GA 30179-3557
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on File
Deed SaleOct 2, 2026 · Amount on File
Deed Document Number202661690
Deed Book / Page5085 / 1841
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 2, 2026
Property Address200 7TH ST, MEXICO BEACH, FL 32456-7004
Document Number0000061690
Book / Page5085 / 1841
Instrument DateSep 25, 2026
Instrument202661690
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$413,595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061691,
DateOct 2, 2026
Instrument202661691
Lender
NameAMERICAN FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityMexico Beach City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$163,390$528,111 Land $348,412 Building $179,699
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$154,160$456,479 Land $301,387 Building $155,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 7th St in Zone X, an area of moderate flood risk, though there have been 914 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 378 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies693 units insured
incl. 315 condo units
Nearby Flood Claims914 (1985–2024)
Claims Outside the SFHA547 of 914
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Michael, Oct 2018 · 581 claims
  • Hurricane Dennis, Jul 2005 · 22 claims
  • Hurricane Opal, Oct 1995 · 195 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MEXICO BEACH
serves 5,888 people · EPA ID FL1030467
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber.

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