200 3rd St, Underwood, ND 58576 Property Records

McLean County property record for 200 3rd St, Underwood, ND 58576

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,593 sqft · built 1987
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$256,300 (Nov 2020)
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80 0001 00129 000`

Property Details

APN / Parcel Number

Primary APN	`80 0001 00129 000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
Basement Area	1,593 sqft
Finished Basement	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Mixed
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	200 3RD ST
City	UNDERWOOD
State	ND
Zip	58576-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2 BLK 13
Legal Subdivision	ORIGINAL TOWNSITE
Legal Block	13
Legal Lot Number	1-2
Jurisdiction	MCLEAN ND
Township / Civil Division	UNDERWOOD
Census Block Group	4
Census Block	4240
Census Tract	960800

Owner

200 3rd St is owned by two individuals who bought it in November 2020.

Source: McLean County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 121, GARRISON, ND 58540-0121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	20203402267
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0003402267
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN ND
Recording Date	Nov 24, 2020
Property Address	200 3RD ST, UNDERWOOD, ND 58576-4022
Document Number	0003402267
Instrument Date	Nov 18, 2020
Instrument	3402267
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 121, WHITE SHIELD, ND 58540-0121

Mortgage

Document Number	0003402268
Date	Nov 24, 2020
Instrument	3402268

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 200 3rd St was $3,683.

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Municipality	Underwood City
Unified School District	Underwood Public School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,050 (+3.2%) Land $5,400 Building $126,650	$264,100 (+3.2%) Land $10,800 Building $253,300
2025	$3,683.00	$127,950 Land $5,400 Building $122,550	$255,900 Land $10,800 Building $245,100
2023	$3,151.00	$117,450 Land $5,400 Building $112,050	$234,900 Land $10,800 Building $224,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 200 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UNDERWOOD serves 778 people · EPA ID ND2800953
Water Source	Purchased surface water from CITY OF RIVERDALE
Last State Inspection	May 2023
Also Mapped Here	MCLEAN-SHERIDAN WATER DISTRICT-SYSTEM 1
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
West River Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20