200 3rd St SE, Independence, IA 50644 Property Records

Buchanan County property record for 200 3rd St SE, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,430 sqft · built 1910
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$2,206 (2025)
Flood ZoneZone AE (high risk)
APN1004280008

Property Details

APN / Parcel Number

Primary APN1004280008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,430 sqft Living Area
AtticAttic
Attic Area261 sqft
Basement Area580 sqft
Unfinished Basement580 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area12,197 sqft (0.28 acres)
Garage Area336 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address200 3RD ST SE
CityINDEPENDENCE
StateIA
Zip50644-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-88-9COM SW COR LOT 4 BLK7 S&M W75' N165' E75'S165' TO POB
Legal Range9W
Legal Township88N
Legal Section4
Legal SubdivisionS & M
Legal Block7
Legal Lot Number4
JurisdictionBUCHANAN IA
Township / Civil DivisionSUMNER
Census Block Group4
Census Block4016
Census Tract950500

Owner

200 3rd St SE is owned and occupied by an individual who acquired it in September 2014.

Source: Buchanan County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address200 3RD ST SE, INDEPENDENCE, IA 50644-2821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 2014
Transfer Doc2014R02228
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 200 3rd St SE was $2,206 with a homeowner's exemption, up 9.2% from the year before.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,206.00 (+9.21%) Homeowner's exemption$143,490 Land $19,040 Building $124,450$143,490 Land $19,040 Building $124,450
2024$2,020.00 (+8.02%)
2023$1,870.00 Homeowner's exemption$124,800 Land $17,000 Building $107,800$124,800 Land $17,000 Building $107,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 3rd St SE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims40 (1979–2016)
Claims Outside the SFHA4 of 40
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 14 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 13 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 200 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 3rd St SE

Nearby Streets

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