200 3rd St, Lynden, WA 98264 Property Records

Whatcom County property record for 200 3rd St, Lynden, WA 98264

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	2 bd · 1 ba · 1,024 sqft · built 1930
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`568631`

Property Details

APN / Parcel Number

Primary APN	`568631`
Alternative APNs	`400320 337380 0000` `134198`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,024 sqft Total Area
1st Floor Area	1,024 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1930
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	568631
Street Address	200 3RD ST
City	LYNDEN
State	WA
Zip	98264-1411
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	CSL
Legal Description	H A JUDSON'S NORTHERN ADD TO LYNDEN S 1/2 OF LOTS 1-2 BLK 1
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	LYNDEN
Legal Block	1
Legal Lot Number	1 2
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	1
Census Block	1022
Census Tract	10302

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 3RD ST, LYNDEN, WA 98264-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit BANNER BK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BK
Feb 21, 2020	Warranty Deed, Transfer WHATCOM LAND TITLE
Feb 21, 2020	Quit Claim Deed, Transfer WHATCOM LAND TITLE
Apr 1, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Feb 21, 2020
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001200570
Date	Dec 3, 2021
Instrument	2021-1200570

Lender

Name	BANNER BANK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Mar 2, 2023

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2210102080
Instrument Date	Jan 12, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BIRCH BAY LYNDEN RD LYNDEN WA 982649456, LYNDEN, WA 98264-9456

Mortgage

Document Number	2210102080
Date	Jan 14, 2021
Instrument	102080

Lender

Name	BANNER BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2200801031
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 3RD ST LYNDEN WA 982641411, LYNDEN, WA 98264-1411

Mortgage

Document Number	2200801031
Date	Aug 7, 2020
Instrument	801031

Lender

Name	BANNER BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2200403717
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 3RD ST LYNDEN WA 982641411, LYNDEN, WA 98264-1411

Mortgage

Document Number	2200403717
Date	Apr 30, 2020
Instrument	403717

Lender

Name	BANNER BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2200403716
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 BIRCH BAY LYNDEN RD LYNDEN WA 982649456, LYNDEN, WA 98264-9456

Mortgage

Document Number	2200403716
Date	Apr 30, 2020
Instrument	403716

Lender

Name	BANNER BK
Type	Bank
Address	LYNDEN, WA 98264

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 21, 2020
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2200202160
Instrument Date	Feb 18, 2020
Instrument	202160
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$4,725.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 LIBERTY ST LYNDEN WA 982641939, LYNDEN, WA 98264-1939

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 21, 2020
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2200202159
Instrument Date	Feb 18, 2020
Instrument	202159
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CEDAR DR LYNDEN WA 982649585, LYNDEN, WA 98264-9585

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WHATCOM WA
Recording Date	Apr 1, 2019
Property Address	200 3RD ST, LYNDEN, WA 98264-1411
Document Number	2190400090
Instrument Date	Apr 1, 2019
Instrument	400090
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 MONTANA PL LYNDEN WA 982649223, LYNDEN, WA 98264-9223

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00 (+38.29%)	$360,485 (+27.72%) Land $201,880 Building $158,605	$360,485 (+27.72%) Land $201,880 Building $158,605
2022		$282,253 Land $166,184 Building $116,069	$282,253 Land $166,184 Building $116,069
2021	$1,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Pogozone powered by Neubeam Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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