200 13th St, Grottoes, VA 24441 Property Records

Rockingham County property record for 200 13th St, Grottoes, VA 24441

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,026 sqft · built 2023
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jul 2023)
Tax Bill$1,426 (2026)
Deeds & MortgagesJul 2023 Mortgage
Jul 2023 Second Mortgage
Flood ZoneZone X (moderate risk)
APN160D2-(1)-B 39 L4

Property Details

APN / Parcel Number

Primary APN160D2-(1)-B 39 L4
Alternative APNs
  • R25178
  • 25178

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,026 sqft Living Area
Gross Area1,523 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR25178
Street Address200 13TH ST
CityGROTTOES
StateVA
Zip24441-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL 4
Legal Lot Number4
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3005
Census Tract12000

Owner

200 13th St is owned and occupied by an individual who bought it in July 2023.

Source: Rockingham County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address200 13TH ST, GROTTOES, VA 24441-2009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2023Deed of Trust, Mortgage · FHA Mortgage
WATERSTONE MORTGAGE CORP
Jul 26, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2023 · Amount on File
Deed SaleJul 26, 2023 · Amount on File
Deed Document Number202315220
Deed Book / Page5718 / 797
Prior Transfer DateNov 4, 2010
Prior Transfer Doc003800/785
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property AddressGROTTOES, VA 24441
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005718/799
DateJul 26, 2023
Book Page5718/799
Instrument2023-15221
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property AddressGROTTOES, VA 24441
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005719/1
DateJul 26, 2023
Book Page5719/1
Instrument2023-15222
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 200 13th St was $1,426, up 0.5% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityGrottoes Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,426.00 (+0.49%)$216,100 (+3.5%) Land $44,000 Building $172,100$216,100 Land $44,000 Building $172,100
2025$1,419.00$208,800 Land $30,000 Building $178,800
2022$208,800 Land $30,000 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 13th St in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims8 (1996–2022)
Claims Outside the SFHA1 of 8
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 13th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GROTTOES
serves 3,328 people · EPA ID VA2165330
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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