200 11th St, Emerald Isle, NC 28594 Property Records

Carteret County property record for 200 11th St, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,200 sqft · built 1975
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2020)
Tax Bill	$2,784 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6324.10.25.6319000`

Property Details

APN / Parcel Number

Primary APN	`6324.10.25.6319000`
Alternative APNs	`407835` `60436`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	2,048 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	1,056 sqft
Carport	Carport
Carport Area	1,056 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	12 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	60436
Street Address	200 11TH ST
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L158 162 B23 EMERALD ISLE
Legal Subdivision	EMERALD ISLE BY THE SEA
Legal Block	25
Legal Lot Number	158,162
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	970903

Owner

200 11th St is owned by two individuals who bought it in July 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	238 SADDLETREE RD, OXFORD, NC 27565-3466
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · SBA Mortgage UBANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Jun 21, 2012 · Amount on File
Deed Document Number	20201679195
Deed Book / Page	1679 / 195
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	200 11TH ST, EMERALD ISLE, NC 28594
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 SOMERSET DR, OXFORD, NC 27565-6954

Mortgage

Document Number	0017830343
Date	Oct 28, 2022
Book Page	1783/343
Instrument	1783343

Lender

Name	UBANK
Type	Bank
Address	OXFORD, NC 27565

Agreement

Type	SBA Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jul 17, 2020
Property Address	200 11TH ST, EMERALD ISLE, NC 28594
Document Number	0016790195
Book / Page	1679 / 195
Map Reference	MB 3 PG 58
Instrument Date	Jul 16, 2020
Instrument	1679195
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 11TH ST, EMERALD ISLE, NC 28594

Mortgage

Document Number	1679196
Date	Jul 17, 2020
Instrument	1679-196

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 200 11th St was $2,784.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,504 (-) Land $401,339 Building $311,165	$712,504 (-) Land $401,339 Building $311,165
2025	$2,784.00	$712,504 Land $401,339 Building $311,165	$712,504 Land $401,339 Building $311,165
2023		$348,770 Land $223,000 Building $125,770	$348,770 Land $223,000 Building $125,770
2022	$1,971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 11th St

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