Lincoln County property record for 20 Zalabak Rd, Hawk Point, MO 63349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,829 sqft · built 2002 |
| Lot Size | 10.5 acres (457,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,500 (Oct 2020) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-40-20-000-000-021.001 |
| Primary APN | 16-40-20-000-000-021.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,829 sqft Living Area |
| Basement Area | 1,829 sqft |
| Unfinished Basement | 1,829 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 457,380 sqft (10.5 acres) |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 20 ZALABAK RD |
|---|---|
| City | HAWK POINT |
| State | MO |
| Zip | 63349-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.50 AC IN THE NE PT OF THE SWSE OF SEC 20 |
| Legal Range | 02W |
| Legal Township | 49N |
| Legal Section | 20 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HAWK POINT |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 810205 |
20 Zalabak Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ZALABAK RD, HAWK POINT, MO 63349-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Deed Document Number | 202011203 |
| Deed Book / Page | 2453 / 138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 ZALABAK RD, HAWK POINT, MO 63349-1900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | NOT AVAILABLE, RAVENSWOOD TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2428/0203 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 2428/0203 |
| Instrument | 2018009609 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 1, 2020 |
| Property Address | 20 ZALABAK RD, HAWK POINT, MO 63349-1900 |
| Document Number | 2453/138 |
| Book / Page | 2453 / 138 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020011203 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 136 OAK TREE CT, TROY, MO 63379-2263 |
| Document Number | 2020011505 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020011505 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 20 Zalabak Rd was $2,891.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,294 (-) Land $3,570 Building $48,724 | ||
| 2025 | $2,891.00 | $52,294 Land $3,570 Building $48,724 | $275,230 Land $18,790 Building $256,440 |
| 2023 | $2,380.00 (+5.22%) | $39,792 Land $3,409 Building $36,383 | $209,430 Land $17,940 Building $191,490 |
| 2022 | $2,262.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Zalabak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Zalabak Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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