20 York Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 20 York Ave, Westerly, RI 02891

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,416 sqft · built 1900
Lot Size	0.238 acres (10,356 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jul 2019)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Sep 2023 Refinance Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:206`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:206`
Alternative APNs	`M:077 B:206 L` `19170673`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,458 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,356 sqft (0.238 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19170673
Street Address	20 YORK AVE
City	WESTERLY
State	RI
Zip	02891-2311
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	206
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1003
Census Tract	50802

Owner

20 York Ave, a duplex, is owned by an individual who bought it in July 2019.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 KUGLER LN, BRADFORD, RI 02808-1716
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MARK C HIGINBOTHAM
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOANNE HIGINBOTHAM
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage MISCELLANEOUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	May 9, 2003 · Amount on File
Deed Document Number	20192969
Deed Book / Page	2019 / 11653
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 YORK AVE, WESTERLY, RI 02891-2311
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-12639
Date	Sep 20, 2023
Book Page	2023/12639
Instrument	2023-3118

Lender

Name	MARK C HIGINBOTHAM

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	20 YORK AVE, WESTERLY, RI 02891-2311
Document Number	2020-6805
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 YORK AVE WESTERLY RI 028912311, WESTERLY, RI 02891-2311

Mortgage

Document Number	2020-6805
Date	Aug 24, 2020
Book Page	002020/016805
Instrument	3896

Lender

Name	JOANNE HIGINBOTHAM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 19, 2019
Property Address	20 YORK AVE, WESTERLY, RI 02891-2311
Document Number	2019-1653
Book / Page	002019 / 011653
Instrument Date	Jul 17, 2019
Instrument	2969
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 KUGLER LN BRADFORD RI 028081716, BRADFORD, RI 02808-1716

Mortgage

Document Number	2019-1655
Date	Jul 19, 2019
Book Page	002019/011655
Instrument	2970

Lender

Name	MISCELLANEOUS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 18, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 20 York Ave was $2,518.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00	$323,600 Land $153,000 Building $170,600	$448,624
2023	$2,324.00 (+0.61%)	$228,700 (-) Land $109,600 Building $119,100
2022	$2,310.00	$228,700 Land $109,600 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 York Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 York Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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