20 Yale Ave, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 20 Yale Ave, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,030 sqft · built 1877
Lot Size	0.209 acres (9,121 sqft)
Owner	2 Trust Names on File
Last Sale	$751,000 (May 2017)
Tax Bill	$11,212 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19414`

Property Details

APN / Parcel Number

Primary APN	`19414`
Alternative APN	`WAKE M:000012 B:0313 P:000043`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,030 sqft Living Area
Gross Area	5,231 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,121 sqft (0.209 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	19414
Street Address	20 YALE AVE
City	WAKEFIELD
State	MA
Zip	01880-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	313
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	6
Census Block	6004
Census Tract	335100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Yale Avenue Historic District listed 1989 · 10 contributing resources · NRIS 89000756

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Yale Ave is owner-occupied and held in a trust since May 2017.

Source: Middlesex County and Wakefield Town records, as of October 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	20 YALE AVE, WAKEFIELD, MA 01880-2309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 8, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITIZENS BANK
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Aug 11, 1980 · Amount on File
Deed Document Number	201778793
Deed Book / Page	69343 / 4
Transfer Doc	00069343-4
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Recording Date	Jun 17, 2026
Property Address	20 YALE AVE, WAKEFIELD, MA 01880-2309
Document Number	0000072731
Book / Page	85751 / 200
Instrument Date	Jun 5, 2026
Instrument	202672731
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072731,
Date	Jun 17, 2026
Book Page	85751/200
Instrument	202672731

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 YALE AVE, WAKEFIELD, MA 01880-2309
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084727-236
Date	Oct 14, 2025
Book Page	84727/236
Instrument	123868

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 YALE AVE, WAKEFIELD, MA 01880-2309
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079785-245
Date	Mar 8, 2022
Book Page	79785/245
Instrument	34878

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	20 YALE AVE, WAKEFIELD, MA 01880-2309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74680-86
Date	May 15, 2020
Book Page	74680/86
Instrument	73490

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20 Yale Ave was $11,212, up 1.5% from the year before.

Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,212.00 (+1.48%)	$987,800 (+0.58%) Land $377,600 Building $610,200	$1,061,150 (+5.6%)
2024	$11,049.00 (+5.16%)	$982,100 (+9.65%) Land $375,400 Building $606,700	$1,004,910
2023	$10,507.00	$895,700 Land $342,400 Building $553,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Yale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 20 Yale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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