20 Worcester Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 20 Worcester Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,569 sqft · built 1940
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jul 2018)
Tax Bill	$10,938 (2026)
Deeds & Mortgages	May 2022 Line of Credit Jul 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0014 B:0163 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0014 B:0163 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,569 sqft Living Area
Gross Area	3,848 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,676 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	20 WORCESTER AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Block	163
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1005
Census Tract	202104

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit BROTHERHOOD CU
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC
Jul 27, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 9, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 9, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jan 9, 2017
Deed Book / Page	36893 / 286
Transfer Doc	036893-286
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040920-1
Date	May 9, 2022
Book Page	40920/1
Instrument	20220509001060

Lender

Name	BROTHERHOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038764-326
Date	Jul 29, 2020
Book Page	38764/326
Instrument	20200729003250

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 27, 2018
Property Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Document Number	36893-286
Book / Page	036893 / 000286
Instrument Date	Jul 10, 2018
Instrument	1807273440
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WORCESTER AVE SWAMPSCOTT MA 019071139, SWAMPSCOTT, MA 01907-1139

Mortgage

Document Number	36893-289
Date	Jul 27, 2018
Book Page	036893/000289
Instrument	1807273450

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 9, 2017
Property Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Document Number	35598-174
Book / Page	035598 / 000174
Instrument Date	Dec 27, 2016
Instrument	1701090140
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10 OGDEN LN MIDDLETON MA 019491669, MIDDLETON, MA 01949-1669

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 9, 2017
Property Address	20 WORCESTER AVE, SWAMPSCOTT, MA 01907-1139
Document Number	35598-176
Book / Page	035598 / 000176
Instrument Date	Nov 15, 2016
Instrument	1701090141
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	10 OGDEN LN MIDDLETON MA 019491669, MIDDLETON, MA 01949-1669

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,938.00 (+7.82%)	$911,500 (+3.05%) Land $297,000 Building $614,500	$1,117,412 (+29.94%)
2025	$10,145.00 (+10.4%)	$884,500 (+13.01%) Land $297,000 Building $587,500	$859,940
2023	$9,189.00	$782,700 Land $271,600 Building $511,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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