20 Wood Rd, Redding, CT 06896 Property Records

Redding Town property record for 20 Wood Rd, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,349 sqft · built 1987
Lot Size	2.74 acres (119,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Dec 2016)
Tax Bill	$11,603 (2025)
Deeds & Mortgages	Jul 2024 Refinance Jun 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`REDD M:8 L:85`

Property Details

APN / Parcel Number

Primary APN	`REDD M:8 L:85`
Alternative APNs	`00116100` `116100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,349 sqft Living Area
Gross Area	4,295 sqft
1st Floor Area	1,257 sqft
Basement Area	1,140 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,354 sqft (2.74 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	116100
Street Address	20 WOOD RD
City	REDDING
State	CT
Zip	06896-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	85
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	1
Census Block	1008
Census Tract	240200

Owner

Source: Redding Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WOOD RD, REDDING, CT 06896-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK OF DANBURY
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit SAVINGS BK/DANBURY
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2016 · Amount on Record
Deed Sale	Dec 5, 2016 · Amount on Record
Prior Sale	Mar 17, 2016 · Amount on Record
Deed Document Number	2016638710002
Deed Book / Page	406 / 287
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	20 WOOD RD, REDDING, CT 06896-1615
Transaction Type	Mortgage
Record Updated	Aug 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000448-491
Date	Jul 16, 2024
Book Page	448/491

Lender

Name	SAVINGS BANK OF DANBURY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	20 WOOD RD, REDDING, CT 06896-1615
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00432-1023
Date	Jun 9, 2021
Book Page	432/1023

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	20 WOOD RD, REDDING, CT 06896-1615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	411-1105
Date	Jan 23, 2018
Book Page	411/1105

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	20 WOOD RD, REDDING, CT 06896-1615
Document Number	419-497
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WOOD RD REDDING CT 068961615, REDDING, CT 06896-1615

Mortgage

Document Number	419-497
Date	Sep 26, 2019
Book Page	000419/000497

Lender

Name	SAVINGS BK/DANBURY
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	20 WOOD RD, REDDING, CT 06896-1615
Document Number	409-1172
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WOOD RD REDDING CT 068961615, REDDING, CT 06896-1615

Mortgage

Document Number	409-1172
Date	Aug 16, 2017
Book Page	000409/001172

Lender

Name	UNITED BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,603.00	$392,800 (-) Land $154,800 Building $238,000	$274,960 Land $108,360 Building $166,600
2024	$11,603.00 (+6.67%)
2023	$10,877.00 (+3.87%)	$392,800 (+25.06%) Land $154,800 Building $238,000
2022	$10,472.00	$314,100 Land $159,100 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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