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20 Witham Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 20 Witham Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,248 sqft · built 1972
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$5,465 (2025)
Deeds & MortgagesFeb 2020 Refinance
Flood ZoneZone AE (high risk)
APNL0477A000000

Property Details

APN / Parcel Number

Primary APNL0477A000000
Alternative APNs
  • GRAY M:032 B:304 L:077-001
  • 3612

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCottage
Exterior MaterialConcrete Block
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Account Number3612
Street Address20 WITHAM RD
CityGRAY
StateME
Zip04039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionMOUNTAIN VIEW 1
Legal Block304
Legal Lot Number77-1
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group3
Census Block3011
Census Tract4701

Owner

Source: Cumberland County and Gray Town assessment roll, APN L0477A000000, as of July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 BETTY LOU DR, GORHAM, ME 04038-9701
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2024
Deed SaleAug 05, 2024
Deed Document Number202427654
Deed Book / Page40908 / 165
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address20 WITHAM RD, GRAY, ME 04039
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0364350208
DateFeb 18, 2020
Book Page36435/208
Instrument8927
Lender
NameMAINE SOLUTIONS FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll as of July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,465.00 (+11.85%)$564,600 (+75.4%) Land $416,100 Building $148,500
2023$4,886.00 (+8.8%)$321,900 (-) Land $208,000 Building $113,900
2022$4,491.00$321,900 Land $208,000 Building $113,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation287.0 ft
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 61 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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