Ramsey County property record for 20 Winter St, Saint Paul, MN 55103
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 1,988 sqft · built 1917 |
| Lot Size | 0.112 acres (4,896 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,756 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-29-22-21-0055 |
| Primary APN | 31-29-22-21-0055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,042 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Shed Roof |
| Lot Area | 4,896 sqft (0.112 acres) |
| Lot Dimensions | 102 ft deep x 48 ft wide |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8326355 |
|---|---|
| Street Address | 20 WINTER ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-1800 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | DAWSON AND SMITHS ADDITION,TO N 2 FT OF LOT 15 AND EX ST LOT 4 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 31 |
| Legal Subdivision | DAWSON AND SMITHS ADDITION,TO |
| Legal Block | 1 |
| Legal Lot Number | 15,4 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 42800 |
20 Winter St, a duplex, is owned and occupied by two individuals who acquired it in April 2021.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1141 DAWN LN, SAINT PAUL, MN 55125-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 30, 2021 |
| Transfer Doc | 0004881394 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 20 Winter St was $4,756 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,500 Land $25,000 Building $235,500 | $260,500 Land $25,000 Building $235,500 | |
| 2025 | $4,756.00 | ||
| 2023 | $3,754.00 Homeowner's exemption | $236,900 Land $20,000 Building $216,900 | $236,900 Land $20,000 Building $216,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Winter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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