20 Winstead Dr, Irvington, VA 22480 Property Records

Lancaster County property record for 20 Winstead Dr, Irvington, VA 22480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,605 sqft · built 1989
Lot Size	0.493 acres (21,475 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jul 2025)
Tax Bill	$16 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`33 457`

Property Details

APN / Parcel Number

Primary APN	`33 457`
Alternative APN	`10496`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,269 sqft
1st Floor Area	2,958 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2001
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	21,475 sqft (0.493 acres)
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	10496
Street Address	20 WINSTEAD DR
City	IRVINGTON
State	VA
Zip	22480-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	IRVINGTON .493 AC LR21/2004
Legal Subdivision	IRVINGTON
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	30302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Irvington listed 2000 · 153 contributing resources · NRIS 00000895

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Winstead Dr is owned and occupied by an individual who bought it in July 2025.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20 WINSTEAD DR, IRVINGTON, VA 22480-2300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage CHESAPEAKE BANK
Jul 15, 2021	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Jul 1, 2024 · Amount on File
Deed Document Number	20251529
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	20 WINSTEAD DR, IRVINGTON, VA 22480-2300
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	HOMESTEAD TITLE ABSTRACT AGENCY, HOMELAND TITLE STLMT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINSTEAD DR, IRVINGTON, VA 22480-2300

Mortgage

Document Number	0260000486
Date	Mar 17, 2026
Instrument	260000486

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 15, 2021
Property Address	20 WINSTEAD DR, IRVINGTON, VA 22480-2300
Document Number	210002004
Instrument Date	Jun 17, 2021
Instrument	210002004
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 DORTERS BLUFF RD, CLARKSVILLE, TN 37040

Tax Assessment & Valuation

The 2025 property tax bill for 20 Winstead Dr was $16.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Municipality	Irvington Town
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16.00	$296,700 Land $92,500 Building $204,200	$296,700 Land $92,500 Building $204,200
2023	$68.00	$228,400 Land $85,000 Building $143,400	$228,400 Land $85,000 Building $143,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Winstead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Winstead Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINGTON COMMUNITY OF private · serves 1,056 people · EPA ID VA4103550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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