20 Winnstead Pl, Covington, GA 30016 Property Records

Newton County property record for 20 Winnstead Pl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,768 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$3,623 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0025H-00000-041-000`

Property Details

APN / Parcel Number

Primary APN	`0025H-00000-041-000`
Alternative APNs	`0025H 041` `11343`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,768 sqft Heated Area
1st Floor Area	106 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	233 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11343
Old Parcel Number	0025H 041
Street Address	20 WINNSTEAD PL
City	COVINGTON
State	GA
Zip	30016-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 41 COOPERS LAKE
Legal Subdivision	COOPER'S LAKE
Legal Lot Number	41
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3001
Census Tract	100505

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage MIDFIRST BANK
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 15, 2022	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Apr 9, 2019	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS
Apr 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2016
Deed Sale	Jul 22, 2016
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	0000346219
Deed Book / Page	3292 / 580
Prior Transfer Date	Dec 16, 2014
Prior Transfer Doc	2014-004049
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988

Mortgage

Document Number	0047470000000106
Date	Jul 23, 2025
Book Page	0000004747/0000000106
Instrument	D2025-008024

Lender

Name	MIDFIRST BANK

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2065

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988

Mortgage

Document Number	0045510000000767
Date	Sep 22, 2023
Book Page	0000004551/0000000767

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988

Mortgage

Document Number	0044000000000097
Date	Jun 15, 2022
Book Page	0000004400/0000000097
Instrument	010487

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Document Number	0038500237
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINNSTEAD PL COVINGTON GA 300161988, COVINGTON, GA 30016-1988

Mortgage

Document Number	0038500237
Date	Jun 11, 2019
Book Page	003850/000237
Instrument	7051

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Interest

Rate	5.12%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	20 WINNSTEAD PL, COVINGTON, GA 30016-1988
Document Number	0038500265
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINNSTEAD PL COVINGTON GA 300161988, COVINGTON, GA 30016-1988

Mortgage

Document Number	0038500265
Date	Jun 11, 2019
Book Page	003850/000265
Instrument	7055

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,623.00 (+11.13%) Homeowner's exemption	$147,720 (+6.83%) Land $24,000 Building $123,720	$369,300 (+6.83%) Land $60,000 Building $309,300
2023		$138,280 Land $13,600 Building $124,680	$345,700 Land $34,000 Building $311,700
2022	$3,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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