Worcester County property record for 20 Windward Ct, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,232 sqft · built 1973 |
| Lot Size | 0.202 acres (8,796 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $420,000 (Sep 2019) |
| Tax Bill | $5,240 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Jun 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-065898 |
| Primary APN | 03-065898 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,232 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,796 sqft (0.202 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 156 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 065898 |
|---|---|
| Street Address | 20 WINDWARD CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-1544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT W-04-318 8796 SQ FT WINDWARD CT PL OCEAN PINES SEC 4 |
| Legal Subdivision | OCEAN PINES SECTION FOUR |
| Legal Lot Number | 318 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950600 |
Source: Worcester County records · APN 03-065898
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 20 WINDWARD CT, BERLIN, MD 21811-1544 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 28, 2021 | Intrafamily Transfer, Transfer |
| Jun 28, 2021 | Intrafamily Transfer, Transfer |
| Sep 10, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Deed Book / Page | 7488 / 4 |
| Last Transfer Date | Jun 18, 2021 |
| Transfer Doc | 0081030006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 28, 2021 |
| Property Address | 20 WINDWARD CT, OCEAN PINES, MD 21811-1544 |
| Document Number | 0081040086 |
| Book / Page | 8104 / 86 |
| Map Reference | MBFWH 11 FO 54 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20 WINDWARD CT, BERLIN, MD 21811-1544 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 28, 2021 |
| Property Address | 20 WINDWARD CT, OCEAN PINES, MD 21811-1544 |
| Document Number | 0081030006 |
| Book / Page | 8103 / 6 |
| Map Reference | MB FWH 11 PG 54 |
| Instrument Date | Jun 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 WINDWARD CT, BERLIN, MD 21811-1544 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Sep 10, 2019 |
| Property Address | 20 WINDWARD CT, OCEAN PINES, MD 21811-1544 |
| Document Number | 0074880004 |
| Book / Page | 007488 / 000004 |
| Instrument Date | Sep 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7315 BAYSIDE RD CHESAPEAKE BEACH MD 207324409, CHESAPEAKE BEACH, MD 20732-4409 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,900 (+11.99%) | $704,000 (-) Land $200,300 Building $503,700 | |
| 2025 | $5,240.00 (+21.78%) | $567,800 (+21.58%) | $704,000 (+40.88%) Land $200,300 Building $503,700 |
| 2023 | $4,303.00 | $467,033 | $499,700 Land $180,800 Building $318,900 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 467 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEAN PINES serves 11,890 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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