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20 Windsor Ln, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 20 Windsor Ln, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,614 sqft · built 2007
Lot Size21.3 acres (928,481 sqft)
Owner2 Company Names on Record
Last Sale$1,050,000 (Jan 2008)
Tax Bill$20,487 (2025)
Deeds & MortgagesNov 2018 Transfer
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN48-04301-0000-00014-02-C0020

Property Details

APN / Parcel Number

Primary APN48-04301-0000-00014-02-C0020
Alternative APN
  • 48043010000000140002 C0020

Interior

Building Area2,614 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area928,481 sqft (21.3 acres)

Location & Zoning

Street Address20 WINDSOR LN
CityRAMSEY
StateNJ
Zip07446-2402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21.315 AC
Legal SubdivisionBEARS COVE AT RAMSEY
Legal Block4301
Legal Lot Number14.02
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1009
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20 WINDSOR LN, RAMSEY, NJ 07446-2402
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2008 · Amount on Record
Deed SaleJan 22, 2008 · Amount on Record
Deed Document Number20085861
Deed Book / Page9482 / 418
Last Transfer DateOct 27, 2016
Transfer Doc0024972373
Record UpdatedOct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateNov 9, 2018
Property Address20 WINDSOR LN, RAMSEY, NJ 07446-2402
Document Number0031031790
Book / Page003103 / 001790
Instrument DateSep 5, 2018
Instrument79804
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address20 WINDSOR LN RAMSEY NJ 074462402, RAMSEY, NJ 07446-2402

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJan 9, 2017
Property Address20 WINDSOR LN, RAMSEY, NJ 07446-2402
Document Number0024972373
Book / Page002497 / 002373
Instrument DateOct 27, 2016
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20 WINDSOR LN RAMSEY NJ 074462402, RAMSEY, NJ 07446-2402

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,052,400 (+5.77%) Land $240,000 Building $812,400$1,052,400 (+5.77%) Land $240,000 Building $812,400
2025$20,487.00 (-5.55%)$995,000 (+29.46%) Land $225,000 Building $770,000$995,000 (+29.46%) Land $225,000 Building $770,000
2024$21,690.00 (+7.59%)
2023$768,600 Land $225,000 Building $543,600$768,600 Land $225,000 Building $543,600
2022$20,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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