20 Windrush Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 20 Windrush Ct, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,204 sqft · built 1987
Lot Size	0.298 acres (12,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,900 (Jun 2009)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-2726-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-2726-9`
Alternative APNs	`10-28-16-33310-000-0260` `281610333100000260` `162810333100000260` `R110460`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,204 sqft Living Area
Gross Area	4,575 sqft
1st Floor Area	3,204 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,972 sqft (0.298 acres)
Lot Dimensions	133 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	613 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R110460
Street Address	20 WINDRUSH CT
City	OLDSMAR
State	FL
Zip	34677-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	GREENHAVEN UNIT ONE LOT 26 TOGETHER WITH THAT TRACT DESC BEG MOST NLY COR OF SD LOT 26 TH CUR LT RAD 170FT ARC 134.47FT CB S60D4035W 130.99FT TO MOST WLY COR OF SD LOT 26 TH N51D5905W 5FT TH CUR RT RAD 175FT ARC 137.20FT CB N60D2833E 133.72FT TH S20D
Legal Range	16E
Legal Township	28S
Legal Section	10
Legal Subdivision	GREENHAVEN UNIT ONE
Legal Tract	33310
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27325

Owner

Source: Pinellas County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSHIP COMMUNITY BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK OF FLORIDA NA
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2009 · Amount on Record
Deed Sale	Jun 1, 2009 · Amount on Record
Prior Sale	Mar 5, 2009
Deed Document Number	2009142828
Deed Book / Page	16599 / 1122
Last Transfer Date	Dec 14, 2009
Transfer Doc	0167900396
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 3, 2026
Property Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810
Document Number	0000090205
Book / Page	23511 / 636
Instrument Date	Mar 30, 2026
Instrument	202690205
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197402558
Date	Aug 14, 2017
Book Page	19740/2558
Instrument	2017253964

Lender

Name	FLAGSHIP COMMUNITY BANK
Type	Bank
Address	CLEARWATER, FL 33761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211041472
Date	Aug 3, 2020
Book Page	21104/1472
Instrument	2020228899

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	OLDSMAR, FL 34677

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	20 WINDRUSH CT, OLDSMAR, FL 34677-4810
Document Number	0211041469
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WINDRUSH CT OLDSMAR FL 346774810, OLDSMAR, FL 34677-4810

Mortgage

Document Number	0211041469
Date	Aug 3, 2020
Book Page	021104/001469
Instrument	228898

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	OLDSMAR, FL 34677

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,278.00 (+5.71%)	$372,543 (+5.99%)	$792,289 (+17.7%) Land $154,420 Building $637,869
2024	$5,939.00 (+1.76%)
2023	$5,836.00 (+2.76%) Homeowner's exemption	$351,499 (+3%)	$673,168 (+11.02%) Land $168,399 Building $504,769
2022	$5,679.00 Homeowner's exemption	$341,261	$606,341 Land $215,947 Building $390,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 209 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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