20 Willowdale Dr, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 20 Willowdale Dr, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 972 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jun 2026)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`30-0008-0822`

Property Details

APN / Parcel Number

Primary APN	`30-0008-0822`
Alternative APNs	`GRHM M:030 B:008 L:822` `GRHM M:30 B:8 L:822`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	972 sqft
Basement Area	936 sqft
Unfinished Basement	234 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30-0008-0822
Old Parcel Number	GRHM M:030 B:008 L:822
Street Address	20 WILLOWDALE DR
City	GORHAM
State	ME
Zip	04038-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Subdivision	WILLOWDALE
Legal Block	8
Legal Lot Number	822
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1019
Census Tract	4001

Owner

Source: Cumberland County and Gorham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 PINECREST RD, PORTLAND, ME 04102-1316
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Nov 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Book / Page	42346 / 95
Transfer Doc	30004-0025
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM ME
Recording Date	Jun 23, 2026
Property Address	20 WILLOWDALE DR, GORHAM, ME 04038-1533
Document Number	0000025350
Book / Page	42346 / 95
Instrument Date	Jun 23, 2026
Instrument	202625350
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PINECREST RD, PORTLAND, ME 04102-1316

Mortgage

Date	Jun 23, 2026

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	20 WILLOWDALE DR, GORHAM, ME 04038-1533
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398420117
Date	Nov 14, 2022
Book Page	39842/117
Instrument	56533

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,448.00 (+0.68%)	$368,100 (-) Land $144,100 Building $224,000
2024	$5,411.00 (+14.4%)	$368,100 (-) Land $144,100 Building $224,000
2022	$4,730.00	$368,100 Land $144,100 Building $224,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: GoNetspeed, Verizon.

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