20 Willow St, Buffalo, NY 14218 Property Records

Erie County and Lackawanna City property record for 20 Willow St, Buffalo, NY 14218

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,511 sqft · built 1935
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$80,200 (Jun 2015)
Tax Bill$2,024 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN140900 142.78-1-30.1

Property Details

APN / Parcel Number

Primary APN140900 142.78-1-30.1
Alternative APNs
  • 09001427800001030100
  • 5834

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,511 sqft Living Area
1st Floor Area1,166 sqft
AtticAttic
Attic Area345 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,300 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5834
Street Address20 WILLOW ST
CityBUFFALO
StateNY
Zip14218-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMR
Legal DescriptionLOT 26O ROLAND TRACT D8 34 Y 60 X 105 SM #48 99/00 ROLL
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block1
Legal Lot Number30.100
JurisdictionERIE NY
Township / Civil DivisionLACKAWANNA
Census Block Group2
Census Block2018
Census Tract12400

Owner

Source: Erie County and Lackawanna City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 WILLOW ST, BUFFALO, NY 14218-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2015 · Amount on Record
Deed SaleJun 3, 2015 · Amount on Record
Prior SaleMay 25, 2007 · Amount on Record
Deed Document Number2015108507
Deed Book / Page11280 / 4103
Prior Transfer DateMay 27, 2015
Prior Transfer Doc0112804100
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address20 WILLOW ST, BUFFALO, NY 14218-3429
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WILLOW ST, LACKAWANNA, NY 14218-3429

Mortgage

Document Number0139982457
DateJun 3, 2021
Book Page13998/2457
Instrument2021106515
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityLackawanna City
Unified School DistrictLackawanna City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,024.00
2025$86,000 (-) Land $9,000 Building $77,000$134,375 (+23.39%) Land $14,062 Building $120,313
2023$86,000 (-) Land $9,000 Building $77,000$108,900 (+13.91%) Land $11,397 Building $97,503
2022$86,000 Land $9,000 Building $77,000$95,600 Land $10,005 Building $85,595
2021$810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims12 (1979–2014)
Most Recent ClaimJan 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

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