1. Home
  2. Georgia
  3. Newton County
  4. Covington
  5. Willow Shoals Dr

20 Willow Shoals Dr, Covington, GA 30016 Property Records

Newton County property record for 20 Willow Shoals Dr, Covington, GA 30016 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,188 sqft · built 1990
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Sep 2018)
Tax Bill$2,355 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00170-00000-069-000

Property Details

APN / Parcel Number

Primary APN00170-00000-069-000
Alternative APNs
  • 0017 069
  • 9189

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,188 sqft Heated Area
1st Floor Area1,176 sqft
Utility Area36 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area47,045 sqft (1.08 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area252 sqft
Deck Area123 sqft
Patio Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number9189
Street Address20 WILLOW SHOALS DR
CityCOVINGTON
StateGA
Zip30016-8729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.08AC LT 87 LAUREL RIDGE
Legal SubdivisionLAUREL RIDGE
Legal Lot Number87
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group4
Census Block4003
Census Tract100904

Owner

Source: Newton County records · APN 00170-00000-069-000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 WILLOW SHOALS DR, COVINGTON, GA 30016-8729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BK
Sep 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2018 · Amount on Record
Deed SaleSep 24, 2018 · Amount on Record
Prior SaleJun 19, 1996 · Amount on Record
Deed Document Number20183849
Deed Book / Page3753 / 31
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 WILLOW SHOALS DR, COVINGTON, GA 30016-8729
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WILLOW SHOALS DR, COVINGTON, GA 30016-8729

Mortgage

Document Number0044010000000182
DateJun 17, 2022
Book Page0000004401/0000000182
Instrument010660
Lender
NameFIGURE LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 WILLOW SHOALS DR, COVINGTON, GA 30016-8729
Document Number0040780064
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WILLOW SHOALS DR COVINGTON GA 300168729, COVINGTON, GA 30016-8729

Mortgage

Document Number0040780064
DateOct 02, 2020
Book Page004078/000064
Instrument14034
Lender
NameMAGNOLIA BK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateSep 25, 2018
Property Address20 WILLOW SHOALS DR, COVINGTON, GA 30016-8729
Document Number0037530031
Book / Page003753 / 000031
Instrument DateSep 24, 2018
Instrument11801
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$595.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WILLOW SHOALS DR COVINGTON GA 300168729, COVINGTON, GA 30016-8729

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,355.00 (-0.8%) Homeowner's exemption$97,480 (+1.41%) Land $14,800 Building $82,680$243,700 (+1.41%) Land $37,000 Building $206,700
2024$2,374.00 (+15.64%) Homeowner's exemption$96,120 (+9.53%) Land $14,800 Building $81,320$240,300 (+9.53%) Land $37,000 Building $203,300
2023$87,760 Land $10,000 Building $77,760$219,400 Land $25,000 Building $194,400
2022$2,053.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132171009044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 43% of the US · above 35% of Georgia
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Willow Shoals Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures