Morgan County property record for 20 Willow Pl, Decatur, AL 35603 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,461 sqft · built 2009 |
| Lot Size | 0.407 acres (17,744 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,000 (Mar 2025) |
| Tax Bill | $811 (2025) |
| Deeds & Mortgages | Oct 2012 Mortgage Feb 2009 Construction Loan + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-01-0-000-002.042 |
| Primary APN | 12-01-01-0-000-002.042 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 1,461 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,744 sqft (0.407 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 165458 |
|---|---|
| Street Address | 20 WILLOW PL |
| City | DECATUR |
| State | AL |
| Zip | 35603-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 01 |
| Legal Subdivision | CYPRESS COVE S/D ADDITION 1 |
| Legal Lot Number | 35 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 5404 |
Source: Morgan County records · APN 12-01-01-0-000-002.042
Assessment roll updated June 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2012 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Feb 04, 2009 | Deed of Trust, Mortgage · Construction Mortgage GOBBLE-FITE LUMBER CO INC |
| Dec 01, 2015 | Deed of Trust, Mortgage · FHA Mortgage PROGRESS BANK & TRUST |
| Dec 01, 2015 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROGRESS BANK & TRUST |
| Mar 17, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED COMMUNITY BANK |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 22, 2009 | Corporation Deed, Subdivision Related Transfer · VA Mortgage USAA FSB |
| Feb 04, 2009 | Warranty Deed, Transfer CYPRESS COVE DEVELOPMENT LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2022 · Amount on Record |
| Deed Book / Page | 2025 / 2106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2012/37802 |
|---|---|
| Date | Oct 15, 2012 |
| Book Page | 2012/37802 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2009/04068 |
|---|---|
| Date | Feb 04, 2009 |
| Book Page | 2009/04068 |
| Name | GOBBLE-FITE LUMBER CO INC |
|---|---|
| Address | DECATUR, AL 35601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015/36186 |
|---|---|
| Date | Dec 01, 2015 |
| Book Page | 2015/36186 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Address | HUNTSVILLE, AL 35801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015/36196 |
|---|---|
| Date | Dec 01, 2015 |
| Book Page | 2015/36196 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Address | HUNTSVILLE, AL 35801 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Mar 17, 2025 |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 02025/2106 |
| Book / Page | 2025 / 2106 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Mar 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | LAW FIRM TITLE CLOSING SERVICES, LAW FIRM TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 COTTAGE CREEK RD SW, HUNTSVILLE, AL 35803-4440 |
| Name | Verified Name |
|---|---|
| Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 0020258771 |
|---|---|
| Date | Mar 17, 2025 |
| Instrument | 2025/8771 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 20, 2022 |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 02022/8285 |
| Book / Page | 2022 / 8285 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jul 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Name | Verified Name |
|---|---|
| Address | 6 FAIRWAY DR, MOUNT CLARE, WV 26408-9713 |
| Document Number | 2022/35245 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 2022/35245 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jul 20, 2022 |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 02022/8285 |
| Book / Page | 2022 / 8285 |
| Map Reference | MB 2006 PG 24 |
| Instrument Date | Jul 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Name | Verified Name |
|---|---|
| Address | 6 FAIRWAY DR, MOUNT CLARE, WV 26408-9713 |
| Document Number | 0202235245 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022/35245 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 22, 2009 |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 2009/02555 |
| Book / Page | 2009 / 02555 |
| Map Reference | MB2006 PG24 |
| Instrument Date | May 21, 2009 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 0200920932 |
|---|---|
| Date | May 22, 2009 |
| Instrument | 2009/20932 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 04, 2009 |
| Property Address | 20 WILLOW PL, DECATUR, AL 35603-5913 |
| Document Number | 2009/00749 |
| Book / Page | 2009 / 00749 |
| Map Reference | MB2006 PG24 |
| Instrument Date | Feb 03, 2009 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 JOHNSTOWN CV, DECATUR, AL 35603-6904 |
| Investor | Possibly a Property Investor |
| Document Number | 0200904071 |
|---|---|
| Date | Feb 04, 2009 |
| Instrument | 2009/04071 |
| Name | CYPRESS COVE DEVELOPMENT LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 03, 2010 |
Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $811.00 (+3.97%) | $23,130 (+3.72%) Land $5,500 Building $17,630 | $231,300 (+3.72%) Land $55,000 Building $176,300 |
| 2024 | $22,300 (-) Land $5,000 Building $17,300 | $223,000 (-) Land $50,000 Building $173,000 | |
| 2023 | $780.00 (+15.73%) Homeowner's exemption | $22,300 (+14.48%) Land $5,000 Building $17,300 | $223,000 (+14.48%) Land $50,000 Building $173,000 |
| 2022 | $674.00 Homeowner's exemption | $19,480 Land $2,500 Building $16,980 | $194,800 Land $25,000 Building $169,800 |
Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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