20 Willow Dr, Springboro, OH 45066 Property Records

Warren County property record for 20 Willow Dr, Springboro, OH 45066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1962
Lot Size	0.173 acres (7,540 sqft)
Owner	Company Name on Record
Last Sale	$138,000 (Oct 2018)
Tax Bill	$2,221 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-13-253-006-0`

Property Details

APN / Parcel Number

Primary APN	`04-13-253-006-0`
Alternative APNs	`0413253006` `413253006` `0510327` `510327`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,674 sqft
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	7,540 sqft (0.173 acres)
Lot Dimensions	116 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	510327
Street Address	20 WILLOW DR
City	SPRINGBORO
State	OH
Zip	45066-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL OAKS PARK 10 LOT 283
Legal Range	5
Legal Township	2
Legal Section	13
Legal Subdivision	ROYAL OAKS PARK 10
Legal Block	27
Legal Lot Number	283
Jurisdiction	WARREN OH
Township / Civil Division	CLEAR CREEK
Census Block Group	3
Census Block	3016
Census Tract	30503

Owner

Source: Warren County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Oct 17, 2018	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Prior Sale	May 5, 2006 · Amount on Record
Deed Document Number	201829739
Last Transfer Date	Nov 14, 2019
Transfer Doc	0000036546
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jul 17, 2026
Property Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227
Document Number	0000020012
Instrument Date	Jun 25, 2026
Instrument	202620012
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025849
Date	Jun 4, 2021
Instrument	2021-025849

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Nov 27, 2019
Property Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227
Document Number	0000036546
Map Reference	MB 5 PG 16
Instrument Date	Nov 14, 2019
Instrument	2019-036546
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227

Mortgage

Document Number	0000036547
Date	Nov 27, 2019
Instrument	2019-036547

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 17, 2018
Property Address	20 WILLOW DR, SPRINGBORO, OH 45066-1227
Document Number	0000029739
Instrument Date	Oct 10, 2018
Instrument	29739
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WILLOW DR SPRINGBORO OH 450661227, SPRINGBORO, OH 45066-1227

Mortgage

Document Number	29740
Date	Oct 17, 2018
Instrument	29740

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Clear Creek Township
Municipality	Springboro City
Unified School District	Springboro Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,221.00 (-0.27%)	$57,030 (+24.33%) Land $17,500 Building $39,530	$162,940 (+24.32%) Land $50,000 Building $112,940
2024	$2,227.00 (+14.03%)
2023	$1,953.00 (+1.51%) Homeowner's exemption	$45,871 (-) Land $10,763 Building $35,108
2022	$1,924.00 Homeowner's exemption	$45,871 Land $10,763 Building $35,109	$131,060 (-) Land $30,750 Building $100,310
2021			$131,060 Land $30,750 Building $100,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1984–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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