20 William St, Apt 4, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 20 William St, Apt 4, Worcester, MA 01609

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,015 sqft · built 2007
Lot Size	0.375 acres (16,354 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2021)
Tax Bill	$3,817 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-033-20-04`

Property Details

APN / Parcel Number

Primary APN	`2-033-20-04`
Alternative APNs	`WORC M:02 B:033 L:20-04` `M:02 B:033 L:20=04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	12 Units
Stories	3 Stories
Building Area	1,015 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2-033-20-04
Street Address	20 WILLIAM ST, 4
City	WORCESTER
State	MA
Zip	01609-4624
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	33
Legal Lot Number	20-4
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	731601

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WILLIAM ST, 4, WORCESTER, MA 01609-4624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP
Jul 13, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Book / Page	66745 / 58
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 14, 2021
Property Address	20 WILLIAM ST APT 4, 4, WORCESTER, MA 01609-4624
Document Number	0066745-58
Book / Page	66745 / 58
Instrument Date	Dec 14, 2021
Instrument	174739
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WILLIAM ST APT 4, 4, WORCESTER, MA 01609-4624

Mortgage

Document Number	0000174740
Date	Dec 14, 2021
Instrument	174740

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0066745-86
Date	Dec 14, 2021
Book Page	66745/86
Instrument	174741

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2038

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 13, 2017
Property Address	20 WILLIAM ST APT 4, 4, WORCESTER, MA 01609-4624
Document Number	57413-261
Book / Page	057413 / 000261
Instrument Date	Jun 16, 2017
Instrument	74356
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 CHESTNUT ST ANDOVER MA 018103744, ANDOVER, MA 01810-3744

Mortgage

Document Number	57413-265
Date	Jul 13, 2017
Book Page	057413/000265
Instrument	74357

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,817.00 (+3.61%)	$287,400 (+2.9%) Building $287,400	$302,823 (+3.36%)
2025	$3,684.00 (+14.55%)	$279,300 (+24.52%) Building $279,300	$292,980 (+8.71%)
2024			$269,515
2023	$3,216.00	$224,300 Building $224,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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