20 Wildrose Ct, Warwick, RI 02888 Property Records

Warwick City property record for 20 Wildrose Ct, Warwick, RI 02888

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 1953
Lot Size	0.92 acres (40,090 sqft)
Owner	2 Trust Names on Record
Last Sale	$900,000 (Jul 2024)
Tax Bill	$9,174 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`148579`

Property Details

APN / Parcel Number

Primary APN	`148579`
Alternative APNs	`WARW M:306 B:0436 L:0000` `100156293`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	3,875 sqft
1st Floor Area	2,080 sqft
Basement Area	1,501 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,090 sqft (0.92 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	148579
Street Address	20 WILDROSE CT
City	WARWICK
State	RI
Zip	02888-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	436
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1028
Census Tract	21300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION
Feb 21, 2018	Deed of Trust, Mortgage CITIZENS BANK
Dec 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING
Jan 8, 2021	Deed of Trust, Mortgage · Balloon Mortgage NAVIGANT CREDIT UNION
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Feb 14, 2017	Deed, Transfer FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Book / Page	10530 / 215
Transfer Doc	7499000025
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009719-98
Date	Jan 8, 2021
Book Page	9719/98
Instrument	402

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9002-261
Date	Feb 21, 2018
Book Page	9002/261
Instrument	2358

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9410-280
Date	Dec 4, 2019
Book Page	9410/280
Instrument	17199

Lender

Name	NFM LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9719-98
Date	Jan 8, 2021
Book Page	9719/98
Instrument	402

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Document Number	9538-267
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WILDROSE CT WARWICK RI 028885510, WARWICK, RI 02888-5510

Mortgage

Document Number	9538-267
Date	Jun 17, 2020
Book Page	009538/000267
Instrument	8459

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Feb 14, 2017
Property Address	20 WILDROSE CT, WARWICK, RI 02888-5510
Document Number	8761-202
Book / Page	8761 / 202
Instrument	2117
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	87610208
Date	Feb 14, 2017
Instrument	08761/0208

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,174.00 (+7.7%)	$722,400 (+20.34%) Land $306,200 Building $416,200
2024			$838,090
2023	$8,518.00 (+7.82%)	$600,300 (+42.32%) Land $266,300 Building $334,000
2022	$7,900.00	$421,800 Land $171,900 Building $249,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1978–2014)
Claims Outside the SFHA	10 of 19
Most Recent Claim	Mar 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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