Bergen County and Dumont Borough property record for 20 Wilcox St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,883 sqft · built 1949 |
| Lot Size | 0.149 acres (6,482 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $910,000 (Jul 2026) |
| Tax Bill | $14,417 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01313-0000-00018 |
| Primary APN | 10-01313-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,883 sqft Living Area |
|---|
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 6,482 sqft (0.149 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Account Number | 183700 |
|---|---|
| Street Address | 20 WILCOX ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 54X120 |
| Legal Subdivision | LAYOUT/MERRITT PARK C SERIES |
| Legal Block | 1313 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7013 |
| Census Tract | 10100 |
Source: Bergen County and Dumont Borough records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 WILCOX ST, DUMONT, NJ 07628-3114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION |
| Jun 30, 2022 | Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on Record |
| Deed Sale | Jul 13, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 202647466 |
| Deed Book / Page | 5846 / 473 |
| Prior Transfer Date | Jul 10, 2009 |
| Prior Transfer Doc | 0006601795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 13, 2026 |
| Property Address | 20 WILCOX ST, DUMONT, NJ 07628-3114 |
| Document Number | 0000047466 |
| Book / Page | 5846 / 473 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202647466 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,910.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 WILCOX ST, DUMONT, NJ 07628-3114 |
| Document Number | 0000047467, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 5846/478 |
| Instrument | 202647467 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 30, 2022 |
| Property Address | 20 WILCOX ST, DUMONT, NJ 07628-3114 |
| Document Number | 0047290402 |
| Book / Page | 4729 / 402 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022066396 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,679.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 W PAMPANO DR, 18, BRICK, NJ 08723-7621 |
| Name | Verified Name |
|---|---|
| Address | 20 WILCOX ST, DUMONT, NJ 07628-3114 |
| Document Number | 2022066397 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2022066397 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,000 (+6.96%) Land $310,500 Building $348,500 | $659,000 (+6.96%) Land $310,500 Building $348,500 | |
| 2025 | $14,417.00 (+17.01%) | $616,100 (+103.27%) Land $285,100 Building $331,000 | $616,100 (+103.27%) Land $285,100 Building $331,000 |
| 2024 | $12,321.00 (+4.69%) | ||
| 2023 | $303,100 Land $154,300 Building $148,800 | $303,100 Land $154,300 Building $148,800 | |
| 2022 | $11,769.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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