20 Whitney Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 20 Whitney Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 1988
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Oct 2022)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`EAST M:0011 L:0340`

Property Details

APN / Parcel Number

Primary APN	`EAST M:0011 L:0340`
Alternative APN	`3849`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,075 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3849
Street Address	20 WHITNEY RD
City	EASTHAM
State	MA
Zip	02642-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	340
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	2
Census Block	2000
Census Tract	10304

Owner

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 BEAUFORT AVE, NEEDHAM, MA 02492-3824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Nov 14, 1994 · Amount on Record
Deed Document Number	202250105
Deed Book / Page	35415 / 22
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Oct 7, 2022
Property Address	20 WHITNEY RD, EASTHAM, MA 02642-2078
Document Number	0035415-22
Book / Page	35415 / 22
Instrument Date	Oct 7, 2022
Instrument	50105
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	158 BEAUFORT AVE, NEEDHAM, MA 02492-3824

Mortgage

Document Number	0001468770
Date	Oct 7, 2022
Instrument	1468770

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2032
Max Rate At Change	2.75%
Index	Other

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	20 WHITNEY RD, EASTHAM, MA 02642-2078
Document Number	0001401115
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WHITNEY RD EASTHAM MA 026422078, EASTHAM, MA 02642-2078

Mortgage

Document Number	0001401115
Date	Jul 22, 2020
Instrument	1401115

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	20 WHITNEY RD, EASTHAM, MA 02642-2078
Document Number	30760-292
Book / Page	030760 / 000292
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30760-292
Date	Sep 13, 2017
Book Page	030760/000292
Instrument	46450

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,165.00 (+12.36%)	$799,600 (+2.16%) Land $281,500 Building $518,100	$925,490
2024	$5,487.00 (+8.8%)	$782,700 (+12.38%) Land $273,300 Building $509,400
2023	$5,043.00	$696,500 Land $253,100 Building $443,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	26 (1978–2018)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Blizzards, High Winds & Record Snowfall, Mar 1993 · 2 claims Winter Coastal Storm, Dec 1992 · 3 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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