20 Whitman Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 20 Whitman Rd, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,610 sqft · built 1890
Lot Size	0.297 acres (12,931 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jan 1995)
Tax Bill	$8,080 (2026)
Deeds & Mortgages	May 2025 Mortgage Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-006-00002`

Property Details

APN / Parcel Number

Primary APN	`20-006-00002`
Alternative APN	`WORC M:20 B:006 L:00002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	6,823 sqft
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Unfinished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Slate
Lot Area	12,931 sqft (0.297 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	20-006-00002
Street Address	20 WHITMAN RD
City	WORCESTER
State	MA
Zip	01609-1753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	6
Legal Lot Number	2
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5014
Census Tract	730600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montvale listed 1980 · 19 contributing resources · NRIS 80000521

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Deed of Trust, Mortgage CORNERSTONE BANK
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Jul 14, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
May 9, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 1995 · Amount on Record
Deed Sale	Jan 24, 1995 · Amount on Record
Deed Book / Page	16842 / 112
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072007-341
Date	May 20, 2025
Book Page	72007/341
Instrument	39825

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66042-1
Date	Sep 13, 2021
Book Page	66042/1
Instrument	127981

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64879-29
Date	Apr 7, 2021
Book Page	64879/29
Instrument	47849

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57419-27
Date	Jul 14, 2017
Book Page	57419/27
Instrument	74744

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2057

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60383-157
Date	May 9, 2019
Book Page	60383/157
Instrument	41554

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2059

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	20 WHITMAN RD, WORCESTER, MA 01609-1753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61668-270
Date	Dec 30, 2019
Book Page	61668/270
Instrument	142357

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,080.00 (+2.51%)	$608,400 (+1.81%) Land $129,800 Building $478,600	$698,299 (-9.53%)
2025	$7,882.00 (+5.98%)	$597,600 (+15.23%) Land $123,700 Building $473,900	$771,875 (+2.29%)
2024			$754,585
2023	$7,437.00	$518,600 Land $106,500 Building $412,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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