20 White Cedar Dr, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 20 White Cedar Dr, Middleton, MA 01949

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,515 sqft · built 2015
Lot Size	28.9 acres (1,263,177 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jul 2019)
Tax Bill	$8,630 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200905`

Property Details

APN / Parcel Number

Primary APN	`200905`
Alternative APNs	`MIDD M:0010 A B:0000 L:6026` `MDLT M:0010 A B:0000 L:6026`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,515 sqft Living Area
Gross Area	4,225 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,263,177 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200905
Street Address	20 WHITE CEDAR DR
City	MIDDLETON
State	MA
Zip	01949-1918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1B
Legal Lot Number	6026
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1008
Census Tract	212101

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WHITE CEDAR DR, MIDDLETON, MA 01949-1918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2019970
Deed Book / Page	37694 / 301
Record Updated	Oct 29, 2026

July 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jul 25, 2019
Property Address	20 WHITE CEDAR DR, MIDDLETON, MA 01949-1918
Document Number	37694-301
Book / Page	37694 / 301
Instrument Date	Jul 22, 2019
Instrument	20190725000970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WHITE CEDAR DR, MIDDLETON, MA 01949-1918

Mortgage

Document Number	190725000980
Date	Jul 25, 2019
Instrument	190725000980

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,630.00 (+7.51%)	$685,500 (+1.54%) Building $685,500	$782,037 (-10.24%)
2025	$8,027.00 (+0.31%)	$675,100 (-0.53%) Building $675,100	$871,245
2024	$8,002.00 (-5.67%)	$678,700 (+2.97%) Building $678,700
2023	$8,483.00	$659,100 Building $659,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20