20 Whisper Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 20 Whisper Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,265 sqft · built 2017
Lot Size	0.25 acres (10,887 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2018)
Tax Bill	$11,810 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-022-04B-1`

Property Details

APN / Parcel Number

Primary APN	`50-022-04B-1`
Alternative APNs	`WORC M:50 B:022 L:04B-1` `M:50 B:022 L:04B=1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,265 sqft Living Area
Gross Area	7,223 sqft
1st Floor Area	2,208 sqft
Basement Area	2,172 sqft
Unfinished Basement	2,172 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,887 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50-022-04B-1
Street Address	20 WHISPER DR
City	WORCESTER
State	MA
Zip	01609-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	22
Legal Lot Number	4B-1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1000
Census Tract	730700

Owner

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 WHISPER DR, WORCESTER, MA 01609-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Book / Page	58550 / 379
Record Updated	Sep 20, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 16, 2018
Property Address	20 WHISPER DR, WORCESTER, MA 01609-1150
Document Number	58550-379
Book / Page	058550 / 000379
Instrument Date	Mar 7, 2018
Instrument	24760
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,052.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WHISPER DR WORCESTER MA 016091150, WORCESTER, MA 01609-1150

Mortgage

Document Number	58550-381
Date	Mar 16, 2018
Book Page	058550/000381
Instrument	24761

Lender

Name	JAMES CHACHARONE
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,810.00 (+5.49%)	$895,400 (+14.69%) Land $123,500 Building $771,900	$759,145 (+3.28%)
2024			$735,015
2023	$11,195.00	$780,700 Land $106,400 Building $674,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber	980 / 880