20 Wheeler Ct, Putnam, IL 61560 Property Records

Putnam County property record for 20 Wheeler Ct, Putnam, IL 61560

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,570 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2012)
Tax Bill	$10,660 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-037-220`

Property Details

APN / Parcel Number

Primary APN	`03-00-037-220`

Exterior

Lot Area	9,570 sqft (0.22 acres)

Location & Zoning

Street Address	20 WHEELER CT
City	PUTNAM
State	IL
Zip	61560-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE THUNDERBIRD HLS LOT 246
Legal Subdivision	LAKE THUNDERBIRD HLS
Legal Lot Number	246
Jurisdiction	PUTNAM IL
Township / Civil Division	SENACHWINE
Census Block Group	2
Census Block	2023
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	533 HARVEY DR, PRINCETON, IL 61356-2252
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Oct 14, 2020	Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Feb 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2012 · Amount on Record
Deed Sale	Oct 31, 2012 · Amount on Record
Prior Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	2012921
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IL
Property Address	20 WHEELER CT, PUTNAM, IL 61560-9501
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00132/2367
Date	Oct 1, 2021
Book Page	132/2367
Instrument	21-0996

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM IL
Recording Date	Oct 14, 2020
Property Address	20 WHEELER CT, PUTNAM, IL 61560-9501
Document Number	00130/3335
Book / Page	130 / 3335
Map Reference	MB 3 PG 156
Instrument Date	Oct 14, 2020
Instrument	20-1072
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	534 HARVEY DR, PRINCETON, IL 61356-2252

Mortgage

Document Number	0000201073
Date	Oct 14, 2020
Instrument	20-1073

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM IL
Recording Date	Feb 19, 2019
Property Address	20 WHEELER CT, PUTNAM, IL 61560-9501
Document Number	000128/468
Book / Page	128 / 468
Map Reference	MB 3 PG 156
Instrument Date	Jan 31, 2019
Instrument	19-0084
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 S WESTLAWN AVE, AURORA, IL 60506-4624

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Senachwine Township
Unified School District	Henry-Senachwine Consolidated Unit School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,660.00 (+9.82%)	$136,767 (+15%) Land $18,796 Building $117,971	$410,301 (+15%) Land $56,388 Building $353,913
2024	$9,707.00 (+21.47%)	$118,923 (+14.29%) Land $16,344 Building $102,579	$356,769 (+14.29%) Land $49,032 Building $307,737
2023	$7,991.00	$104,052 Land $14,300 Building $89,752	$312,156 Land $42,900 Building $269,256

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	50 (1982–2020)
Claims Outside the SFHA	8 of 50
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE THUNDERBIRD SUBDIVSION private · serves 450 people · EPA ID IL1555050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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