20 Westminster Dr, Colts Neck, NJ 07722 Property Records

Monmouth County and Colts Neck Township property record for 20 Westminster Dr, Colts Neck, NJ 07722

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,954 sqft · built 1970
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$755,250 (Jul 2020)
Tax Bill	$14,764 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00013-0000-00073`

Property Details

APN / Parcel Number

Primary APN	`10-00013-0000-00073`
Alternative APN	`100001300073`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,954 sqft Living Area
1st Floor Area	1,626 sqft
Upper Floors Area	1,232 sqft
Attic	Attic
Attic Area	192 sqft
Basement Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	55,321 sqft
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Patio Area	460 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	20 WESTMINSTER DR
City	COLTS NECK
State	NJ
Zip	07722-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	CLOVER HILL ESTATES SEC 11
Legal Block	13
Legal Lot Number	73
Jurisdiction	MONMOUTH NJ
Township / Civil Division	COLTS NECK
Census Block Group	2
Census Block	2002
Census Tract	809901

Owner

20 Westminster Dr is owned and occupied by two individuals who acquired it in June 2022.

Source: Monmouth County and Colts Neck Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 20, 2022	Intrafamily Transfer, Transfer
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 7, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 2, 1997 · Amount on File
Deed Document Number	202072207
Deed Book / Page	9425 / 3681
Last Transfer Date	Jun 7, 2022
Transfer Doc	0096009105
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451
Transaction Type	Mortgage
Record Updated	Mar 24, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096361010
Date	Mar 3, 2023
Book Page	9636/1010
Instrument	2023015096

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 20, 2022
Property Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451
Document Number	0096009105
Book / Page	9600 / 9105
Instrument Date	Jun 9, 2022
Instrument	2022064087
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WESTMINSTER DR, 20, COLTS NECK, NJ 07722-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095508969
Date	Oct 14, 2021
Book Page	9550/8969
Instrument	2021152141

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 7, 2020
Property Address	20 WESTMINSTER DR, COLTS NECK, NJ 07722-1451
Document Number	0000072207
Book / Page	009425 / 003681
Instrument Date	Jun 17, 2020
Instrument	72207
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIT AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WESTMINSTER DR COLTS NECK NJ 077221451, COLTS NECK, NJ 07722-1451

Mortgage

Document Number	72208
Date	Jul 7, 2020
Book Page	009425/003704
Instrument	72208

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Westminster Dr was $14,764, up 13.9% from the year before.

Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Colts Neck Township
Elementary School District	Colts Neck Township School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,166,900 (+10.18%) Land $599,900 Building $567,000	$1,166,900 (+10.18%) Land $599,900 Building $567,000
2025	$14,764.00 (+13.89%)	$1,059,100 Land $519,900 Building $539,200	$1,059,100 Land $519,900 Building $539,200
2024	$12,963.00
2023		$842,300 Land $363,500 Building $478,800	$842,300 Land $363,500 Building $478,800
2022	$12,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Westminster Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1979–2012)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Westminster Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 77% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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