Monmouth County and Howell Township property record for 20 Westbrook Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1964 |
| Lot Size | 0.362 acres (15,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Aug 2024) |
| Tax Bill | $9,488 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-22-00032 |
| Primary APN | 21-00035-22-00032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 1,443 sqft |
| Basement Area | 1,128 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,751 sqft (0.362 acres) |
| Lot Dimensions | 150 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016030 |
|---|---|
| Street Address | 20 WESTBROOK RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | SALEM HILL LAND OPINES SEC 07A |
| Legal Block | 35.22 |
| Legal Lot Number | 32 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811402 |
20 Westbrook Rd is owned and occupied by an individual who bought it in August 2024.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 WESTBROOK RD, HOWELL, NJ 07731-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Jun 21, 2019 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| May 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES |
| May 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on File |
| Deed Sale | Aug 6, 2024 · Amount on File |
| Prior Sale | Jun 21, 2019 · Amount on File |
| Deed Document Number | 202453223 |
| Deed Book / Page | 9698 / 9406 |
| Prior Transfer Date | May 19, 2014 |
| Prior Transfer Doc | 0090694473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 WESTBROOK RD, HOWELL, NJ 07731-2121 |
| Document Number | 0000153228 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 WESTBROOK RD HOWELL NJ 077312121, HOWELL, NJ 07731-2121 |
| Document Number | 0000153228 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 009466/007656 |
| Instrument | 153228 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 21, 2019 |
| Property Address | 20 WESTBROOK RD, HOWELL, NJ 07731-2121 |
| Document Number | 0000055146 |
| Book / Page | 009354 / 003019 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 55146 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 WESTBROOK RD HOWELL NJ 077312121, HOWELL, NJ 07731-2121 |
| Document Number | 55147 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 009354/003054 |
| Instrument | 55147 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 WESTBROOK RD, HOWELL, NJ 07731-2121 |
| Document Number | 0000058111 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 WESTBROOK RD HOWELL NJ 077312121, HOWELL, NJ 07731-2121 |
| Document Number | 0000058111 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 009231/006507 |
| Instrument | 58111 |
| Name | NATIONWIDE EQUITIES |
|---|---|
| Type | Funding / Finance Company |
| Address | MAHWAH, NJ 07495 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Jun 15, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 20 WESTBROOK RD, HOWELL, NJ 07731-2121 |
| Document Number | 0000058112 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 WESTBROOK RD HOWELL NJ 077312121, HOWELL, NJ 07731-2121 |
| Document Number | 0000058112 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 009231/006533 |
| Instrument | 58112 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Jun 15, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.51% |
The 2025 property tax bill for 20 Westbrook Rd was $9,488, up 9.4% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,100 (+10.3%) Land $417,600 Building $190,500 | $608,100 (+10.3%) Land $417,600 Building $190,500 | |
| 2025 | $9,488.00 (+9.37%) | $551,300 Land $362,600 Building $188,700 | $551,300 Land $362,600 Building $188,700 |
| 2024 | $8,675.00 | ||
| 2023 | $433,500 Land $252,600 Building $180,900 | $433,500 Land $252,600 Building $180,900 | |
| 2022 | $7,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Westbrook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Westbrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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