20 West St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 20 West St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,552 sqft · built 1934
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$32,920 (Jan 2026)
Tax Bill	$7,209 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0003 B:0038 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0003 B:0038 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	3,412 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	20 WEST ST
City	MARBLEHEAD
State	MA
Zip	01945-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILLIAM J GOLDTHWAIT
Legal Block	38
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	6
Census Block	6003
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0003 B:0038 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 WEST ST, MARBLEHEAD, MA 01945-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ELEMENTS FINANCIAL FCU
Jan 02, 2026	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Oct 09, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2026 · Amount on Record
Deed Sale	Jan 02, 2026 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Book / Page	43161 / 300
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	043161-304
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	20 WEST ST, MARBLEHEAD, MA 01945-1628
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041088-292
Date	Jul 26, 2022
Book Page	41088/292
Instrument	20220726001190

Lender

Name	ELEMENTS FINANCIAL FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2047

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jan 02, 2026
Property Address	20 WEST ST, MARBLEHEAD, MA 01945-1628
Document Number	043161-300
Book / Page	43161 / 300
Instrument Date	Dec 19, 2025
Instrument	20260102001020
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WEST ST, MARBLEHEAD, MA 01945-1628

Mortgage

Document Number	20260102001030
Date	Jan 02, 2026
Instrument	20260102001030

Lender

Name	ELEMENTS FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	20 WEST ST, MARBLEHEAD, MA 01945-1628
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39037-431
Date	Oct 09, 2020
Book Page	39037/431
Instrument	20201009000680

Lender

Name	ELEMENTS FINANCIAL FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,209.00 (+2.12%)	$796,600 (+1.12%) Land $533,300 Building $263,300	$860,320
2024	$7,059.00 (+2.5%)	$787,800 (+14.39%) Land $533,300 Building $254,500
2023	$6,887.00	$688,700 Land $485,800 Building $202,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 638 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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