20 West St, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 20 West St, Jefferson, ME 04348

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual on Record
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:019 L:082=015`

Property Details

APN / Parcel Number

Primary APN	`M:019 L:082=015`
Alternative APNs	`JEFN M:019 L:082-015` `974`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Account Number	974
Street Address	20 WEST ST
City	JEFFERSON
State	ME
Zip	04348-4090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	82-15
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2018
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	20 WEST ST, JEFFERSON, ME 04348-4090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Oct 18, 2019	Deed of Trust, Mortgage KENNEBEC SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2013
Deed Sale	Aug 9, 2013
Prior Sale	Oct 1, 2012
Deed Document Number	20138165
Deed Book / Page	4698 / 33
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	20 WEST ST, JEFFERSON, ME 04348-4090
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059610029
Date	Dec 8, 2022
Book Page	5961/29
Instrument	93274

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	20 WEST ST, JEFFERSON, ME 04348-4090
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056860109
Date	Mar 31, 2021
Book Page	5686/109
Instrument	72791

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	20 WEST ST, JEFFERSON, ME 04348-4090
Document Number	0054460199
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WEST ST JEFFERSON ME 04348, JEFFERSON, ME 04348

Mortgage

Document Number	0054460199
Date	Oct 21, 2019
Book Page	005446/000199
Instrument	55167

Lender

Name	KENNEBEC SVGS BK
Type	Federal Savings Bank
Address	AUGUSTA, ME 04330

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 20, 2044

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,651.00 (+21.82%)	$247,500 (-) Land $51,400 Building $196,100
2024	$2,997.00 (+7.07%)	$247,500 (+44.99%) Land $51,400 Building $196,100
2023	$2,799.00 (+8.95%)	$170,700 (-) Land $35,400 Building $135,300
2022	$2,569.00	$170,700 Land $35,400 Building $135,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Tidewater O.P.E.N..

Cell Coverage

4G LTE (outdoors only), no 5G reported

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