20 West St, Ansonia, CT 06401 Property Records

Ansonia City property record for 20 West St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,450 sqft · built 1925
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Mar 2023)
Tax Bill	$6,752 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53430`

Property Details

APN / Parcel Number

Primary APN	`53430`
Alternative APN	`ANSO M:055 B:0059 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,450 sqft Living Area
Gross Area	3,825 sqft
1st Floor Area	932 sqft
Basement Area	932 sqft
Unfinished Basement	932 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	53430
Street Address	20 WEST ST
City	ANSONIA
State	CT
Zip	06401-3153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	59
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2012
Census Tract	125200

Owner

20 West St is owned and occupied by two individuals who bought it in March 2023.

Source: Ansonia City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 WEST ST, ANSONIA, CT 06401-3153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 22, 2022	Warranty Deed, Transfer · Commercial Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Book / Page	611 / 1066
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Mar 10, 2023
Property Address	20 WEST ST, ANSONIA, CT 06401-3153
Document Number	00611-1066
Book / Page	611 / 1066
Instrument Date	Mar 9, 2023
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WEST ST, ANSONIA, CT 06401-3153

Mortgage

Document Number	1895760014
Date	Mar 10, 2023
Instrument	1895760014

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Apr 22, 2022
Property Address	20 WEST ST, ANSONIA, CT 06401-3153
Document Number	000603-567
Book / Page	603 / 567
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1858320017
Date	Apr 22, 2022
Instrument	1858320017

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 West St was $6,752, up 3.2% from the year before.

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,752.00 (+3.19%)	$229,180 (-) Land $32,900 Building $196,280	$397,475 (+147.76%)
2025	$6,543.00	$229,180 Land $32,900 Building $196,280	$160,426 Land $23,030 Building $137,396
2024	$6,543.00 (+32.72%)
2023	$4,930.00 (+0.41%)	$187,880 (+44.63%) Land $32,900 Building $154,980
2022	$4,910.00	$129,900 Land $33,500 Building $96,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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