Warren County property record for 20 Waverly Rd, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,458 sqft · built 1995 |
| Lot Size | 0.344 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,085 (Jan 1996) |
| Tax Bill | $4,815 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-03-284-006-0 |
| Primary APN | 04-03-284-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| 1st Floor Area | 266 sqft |
| 2nd Floor Area | 968 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 15,028 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 175 sqft |
| Deck Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 545511 |
|---|---|
| Old Parcel Number | 0403284006 |
| Street Address | 20 WAVERLY RD |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-9430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE 7 LOT# 225 |
| Legal Subdivision | BROOKSIDE 7 |
| Legal Block | 284 |
| Legal Lot Number | 225 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30901 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 WAVERLY RD, SPRINGBORO, OH 45066-9430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jan 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 1996 · Amount on Record |
| Deed Sale | Jan 19, 1996 · Amount on Record |
| Prior Sale | Sep 7, 1995 · Amount on Record |
| Deed Document Number | 0001182140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 20 WAVERLY RD, SPRINGBORO, OH 45066-9430 |
| Document Number | 0000016907 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 20 WAVERLY RD SPRINGBORO OH 450669430, SPRINGBORO, OH 45066-9430 |
| Document Number | 0000016907 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 16907 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 20, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 20 WAVERLY RD, SPRINGBORO, OH 45066-9430 |
| Document Number | 0000002204 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 WAVERLY RD SPRINGBORO OH 450669430, SPRINGBORO, OH 45066-9430 |
| Document Number | 0000002204 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2204 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,815.00 (+14.42%) | $123,631 (+25.08%) Land $31,500 Building $92,131 | $353,230 (+25.08%) Land $90,000 Building $263,230 |
| 2023 | $4,208.00 (+1.5%) Homeowner's exemption | $98,840 (-) Land $17,220 Building $81,620 | |
| 2022 | $4,146.00 Homeowner's exemption | $98,840 Land $17,220 Building $81,620 | $282,400 (-) Land $49,200 Building $233,200 |
| 2021 | $282,400 Land $49,200 Building $233,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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