20 Watson St, Carnegie, PA 15106 Property Records

Allegheny County property record for 20 Watson St, Carnegie, PA 15106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1953
Lot Size	0.176 acres (7,675 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2020)
Tax Bill	$784 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-R-174`

Property Details

APN / Parcel Number

Primary APN	`104-R-174`
Alternative APNs	`0104-R-00174-0000-00` `0104R00174`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Material	Other
Lot Area	7,675 sqft (0.176 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 WATSON ST
City	CARNEGIE
State	PA
Zip	15106-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON ST EXTN PLAN 3 LOT 55.50XAVG110.55X83.35 RR WATSON ST 1 STY FRA HSE 20
Legal Subdivision	WATSON ST EXTN PLAN
Legal Block	104R
Legal Lot Number	174
Jurisdiction	ALLEGHENY PA
Township / Civil Division	CARNEGIE
Census Block Group	2
Census Block	2000
Census Tract	468700

Owner

Source: Allegheny County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WATSON ST, CARNEGIE, PA 15106-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 15, 2020	Grant Deed, Transfer · Conventional with PMI VALLEY W MTG
Mar 15, 2018	Deed of Trust, Mortgage PNC MTG/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	202036262
Deed Book / Page	18265 / 38
Prior Transfer Date	Jul 23, 2001
Prior Transfer Doc	0111490510
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	20 WATSON ST, CARNEGIE, PA 15106-1800
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0608380139
Date	Dec 17, 2025
Book Page	60838/139
Instrument	2025-70035

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGHENY PA
Recording Date	Dec 15, 2020
Property Address	20 WATSON ST, CARNEGIE, PA 15106-1800
Document Number	0182650038
Book / Page	018265 / 000038
Instrument Date	Dec 10, 2020
Instrument	36262
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON ST CARNEGIE PA 151061800, CARNEGIE, PA 15106-1800

Mortgage

Document Number	533200485
Date	Dec 15, 2020
Book Page	053320/000485
Instrument	107310

Lender

Name	VALLEY W MTG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHENY PA
Property Address	20 WATSON ST, CARNEGIE, PA 15106-1800
Document Number	0490550369
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0490550369
Date	Mar 22, 2018
Book Page	049055/000369
Instrument	17950

Lender

Name	PNC MTG/FL
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Allegheny County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Allegheny County
Municipality	Carnegie Borough
Unified School District	Carlynton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$784.00 (-85.03%) Homeowner's exemption	$122,000 (-) Land $30,200 Building $91,800	$140,000 (-) Land $30,200 Building $109,800
2025	$5,238.00 (-4%)	$122,000 (-12.86%) Land $30,200 Building $91,800	$140,000 (-) Land $30,200 Building $109,800
2024	$5,456.00 (+0.65%)
2023	$5,421.00	$140,000 Land $30,200 Building $109,800
2012			$140,000 Land $30,200 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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