20 Watson Dr, Hull, GA 30646 Property Records

Madison County property record for 20 Watson Dr, Hull, GA 30646

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,514 sqft · built 2008
Lot Size	0.769 acres (33,541 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Feb 2023)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0031C 002`

Property Details

APN / Parcel Number

Primary APN	`0031C 002`
Alternative APN	`16302`

Interior

Full Baths	2 Baths
Building Area	1,514 sqft Heated Area
1st Floor Area	1,514 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.769 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	152 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	16302
Street Address	20 WATSON DR
City	HULL
State	GA
Zip	30646-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HSE/LOT 2
Legal Subdivision	WATSON MANOR
Legal Lot Number	2
Jurisdiction	MADISON GA
Township / Civil Division	COLBERT
Census Block Group	1
Census Block	1000
Census Tract	20502

Owner

Source: Madison County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 WATSON DR, HULL, GA 30646-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Jul 26, 2010 · Amount on Record
Deed Document Number	0002092126
Deed Book / Page	2092 / 126
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001727/259
Date	Mar 9, 2018
Book Page	1727/259

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001675/270
Date	Mar 15, 2017
Book Page	1675/270

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON DR, HULL, GA 30646-6926

Mortgage

Document Number	0000001786/0000000070
Date	Apr 25, 2019
Book Page	0000001786/0000000070

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	May 1, 2020

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON DR, HULL, GA 30646-6926

Mortgage

Document Number	0000001845/0000000189
Date	Mar 13, 2020
Book Page	0000001845/0000000189

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON DR, HULL, GA 30646-6926

Mortgage

Document Number	0000001916/0000000309
Date	Jan 19, 2021
Book Page	0000001916/0000000309

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	20 WATSON DR, HULL, GA 30646-6926
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON DR, HULL, GA 30646-6926

Mortgage

Document Number	0000001772/0000000001
Date	Jan 11, 2019
Book Page	0000001772/0000000001

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2046

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON GA
Recording Date	Feb 15, 2023
Property Address	20 WATSON DR, HULL, GA 30646-6926
Document Number	002092/126
Book / Page	2092 / 126
Instrument Date	Feb 15, 2023
Instrument	2023-000169
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 WATSON DR, HULL, GA 30646-6926

Mortgage

Document Number	0002092128
Date	Feb 15, 2023
Instrument	2092/128

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,295.00 (-5.24%) Homeowner's exemption Senior Citizen's exemption	$108,361 (+36.53%) Land $12,000 Building $96,361	$270,903 (+36.53%) Land $30,000 Building $240,903
2023	$2,422.00	$79,367 Land $9,600 Building $69,767	$198,418 Land $24,000 Building $174,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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