Lincoln County property record for 20 Waterside Ct, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $580 (2025) |
| Deeds & Mortgages | Aug 2025 Construction Loan Sep 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-90-32-000-000-002.070 |
| Primary APN | 15-90-32-000-000-002.070 |
|---|
| Lot Area | 23,087 sqft (0.53 acres) |
|---|
| Street Address | 20 WATERSIDE CT |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70 WESTBOROUGH ESTATES PLAT 3 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 32 |
| Legal Subdivision | WESTBOROUGH ESTATES |
| Legal Lot Number | 70 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 810203 |
Source: Lincoln County assessment roll, as of September 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 MEADOW CREST DR, TROY, MO 63379-7211 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO |
| Sep 22, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2015 |
| Deed Sale | Dec 17, 2015 |
| Prior Sale | Sep 13, 2010 |
| Deed Document Number | 201510295 |
| Deed Book / Page | 2394 / 677 |
| Prior Transfer Date | Apr 8, 2013 |
| Prior Transfer Doc | 2305/0096 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 20 WATERSIDE CT, TROY, MO 63379-4473 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 295 MEADOW CREST DR, TROY, MO 63379-7211 |
| Document Number | 002513/430 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 2513/430 |
| Instrument | 2025006963 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 22, 2025 |
| Property Address | 20 WATERSIDE CT, TROY, MO 63379-4473 |
| Document Number | 002514/107 |
| Book / Page | 2514 / 107 |
| Map Reference | MB 13 PG 115 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025007649 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 295 MEADOW CREST DR, TROY, MO 63379-7211 |
Source: Lincoln County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $580.00 (+23.4%) | $9,500 (+25%) Land $9,500 | $50,000 (+25%) Land $50,000 |
| 2023 | $470.00 (-0.63%) | $7,600 Land $7,600 | $40,000 Land $40,000 |
| 2022 | $473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: SysTec Wireless Communications, Wisper ISP.
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