20 Waters Edge Cir, Hampton, VA 23669 Property Records

Hampton City property record for 20 Waters Edge Cir, Hampton, VA 23669

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,433 sqft · built 1981
Lot Size0.071 acres (3,101 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Oct 2023)
Tax Bill$2,947 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
APN08T001A00 00019

Property Details

APN / Parcel Number

Primary APN08T001A00 00019
Alternative APN
  • 8005058

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,433 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,101 sqft (0.071 acres)
PorchSlab
Porch Area37 sqft
Deck Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8005058
Street Address20 WATERS EDGE CIR
CityHAMPTON
StateVA
Zip23669-1979
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code9 R-M MULT
Legal DescriptionWATERS EDGE TWNHMS L19.
Legal SubdivisionWATERS EDGE TWNHMS
Legal Lot Number19
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1005
Census Tract10701

Owner

Source: Hampton City records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · VA Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
Oct 13, 2023Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleMay 2, 2022 · Amount on Record
Deed Document Number202312408
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Recording DateApr 7, 2026
Property Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979
Document Number0000004491
Instrument DateMar 30, 2026
Instrument20264491
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979

Mortgage

Document Number0000004491,
DateApr 7, 2026
Instrument20264491
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateOct 13, 2023
Property Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979
Document Number0230012408
Instrument DateOct 12, 2023
Instrument230012408
Transaction TypeTransfer
Record UpdatedNov 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979

Mortgage

Document Number0230012409
DateOct 13, 2023
Instrument230012409
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043
Interest
Rate TypeFixed Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateMay 2, 2022
Property Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979
Document Number0220008056
Instrument DateApr 26, 2022
Instrument220008056
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 WATERS EDGE CIR, HAMPTON, VA 23669-1979

Mortgage

Document Number0220008057
DateMay 2, 2022
Instrument220008057
Lender
NameAMERIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,947.00 (+9.27%)$262,900 (+19.34%) Land $46,000 Building $216,900$262,900 (+19.34%) Land $46,000 Building $216,900
2023$2,697.00 (+9.06%)$220,300 Land $46,000 Building $174,300$220,300 Land $46,000 Building $174,300
2022$2,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 246 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies270 units insured
incl. 24 condo units
Nearby Flood Claims468 (1978–2025)
Claims Outside the SFHA15 of 468
Most Recent ClaimFeb 2025 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 59 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 135 claims
  • Hurricane Isabel, Sep 2003 · 164 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people · EPA ID VA3700500
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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