20 Waterfront Row, Prosperity, SC 29127 Property Records

Newberry County property record for 20 Waterfront Row, Prosperity, SC 29127

Property Summary

Property Type	Single Family Home
Details	1,888 sqft · built 2019
Lot Size	0.445 acres (19,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jul 2017)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`535-4-1`

Property Details

APN / Parcel Number

Primary APN	`535-4-1`
Alternative APN	`21053`

Interior

Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	2,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Metal
Foundation Type	Raised
Lot Area	19,400 sqft (0.445 acres)
Lot Dimensions	200 ft deep x 97 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Porch	Covered Porch
Porch Area	744 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	21053
Street Address	20 WATERFRONT ROW
City	PROSPERITY
State	SC
Zip	29127-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE ROW LOT 1 / PLAT BK B40 PG 7 .53 AC &LOT 1A / PLAT BK 7 PG 54 .07 AC
Legal Subdivision	SUNRISE ROW
Legal Lot Number	1
Jurisdiction	NEWBERRY SC
Township / Civil Division	PROSPERITY
Census Block Group	2
Census Block	2007
Census Tract	950604

Owner

Source: Newberry County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 WATERFRONT ROW, PROSPERITY, SC 29127-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage AGSOUTH FLCA
Oct 17, 2017	Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS
Jul 26, 2017	Warranty Deed, Transfer · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	0000198645
Deed Book / Page	1986 / 45
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBERRY SC
Property Address	20 WATERFRONT ROW, PROSPERITY, SC 29127-9246
Document Number	0000043143
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 WATERFRONT ROW PROSPERITY SC 291279246, PROSPERITY, SC 29127-9246

Mortgage

Document Number	0000043143
Date	Apr 30, 2018
Book Page	002044/000184
Instrument	43143

Lender

Name	AGSOUTH FLCA
Address	STATESBORO, GA 30459

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NEWBERRY SC
Recording Date	Oct 17, 2017
Property Address	20 WATERFRONT ROW, PROSPERITY, SC 29127-9246
Book / Page	002002 / 000052
Instrument Date	Oct 13, 2017
Instrument	40241
Transaction Type	Construction Loan
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040241
Date	Oct 17, 2017
Book Page	002002/000052
Instrument	40241

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BATESBURG-LEESVILLE, SC 29070-2607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2018

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWBERRY SC
Recording Date	Jul 26, 2017
Property Address	20 WATERFRONT ROW, PROSPERITY, SC 29127-9246
Document Number	0000039086
Book / Page	001986 / 000045
Instrument Date	Jul 26, 2017
Instrument	39086
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 KIMS CV PROSPERITY SC 29127, PROSPERITY, SC 29127

Mortgage

Document Number	39087
Date	Jul 26, 2017
Book Page	001986/000048
Instrument	39087

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	BATESBURG-LEESVILLE, SC 29070-2607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newberry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Newberry County
Unified School District	Newberry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00	$16,491 Land $5,811 Building $10,680	$424,000 Land $149,400 Building $274,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWBERRY CO W&SA serves 11,157 people · EPA ID SC3620002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterfront Row

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